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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent in customer

Excellent in customer service and very good to have their card, the only thing for them to look in to is to allow the card to be add in to wallet so that it will be easier to use Reviewed on: 11th February 2026

Good products easy to set up

Easy to set up. Good range of products to help you towards your savings goals Reviewed on: 11th February 2026

They really good and easy to use

They really good and easy to use Reviewed on: 11th February 2026

Clear concise communication.

Clear concise communication.. easily accessible app and products.. no jargon or confusion. Options for different services transparent! Reviewed on: 11th February 2026

App is easy to use and good value for money.

App is easy to use and good value for money. Reviewed on: 11th February 2026

Great all round account.

Great way to save for different goals using multiple savings pots. Good interest rates on savings pots, great interest on regular savings pot and interest on your current account balance. What more could you want? Cash back on direct debts? You got it, up to £1500s worth. Reviewed on: 11th February 2026

So far very good.

So far very good. Very easy to use App and lots of options Reviewed on: 11th February 2026

Simple process of setting up account with straightfo...

Simple process of setting up account with straightforward options to access best available interest rates. Reviewed on: 11th February 2026

My favourite bank by far

I love using my Zopa account. It is so easy! And I love seeing my daily interest build, it’s so satisfying :) Reviewed on: 11th February 2026

Easy to open.

Easy to open. Cash back should be on shopping and normal bills too. But unfortunately it's just in direct debits. I'm Still very new to say more. But the interest rates are competitive. Strong reason to consider or go for it. Definitely well recommend. Reviewed on: 11th February 2026

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