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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Absolute breath of fresh air for banking.

Absolute breath of fresh air for banking. Easy to join, easy to use. Even tell you how to get the best interest rates and remind you every month Reviewed on: 11th February 2026

Easy-to-use app and a straightforward application pr...

Easy-to-use app and a straightforward application process. Everything was clearly explained and I felt informed at each step. Reviewed on: 11th February 2026

Using the app has been very easy and simple to navig...

Using the app has been very easy and simple to navigate. I have not had to call customer services. Reviewed on: 11th February 2026

Easy and smooth application and the account is great

Easy and smooth application and the account is great Reviewed on: 11th February 2026

Good bundle

Convenience and the apps work seemingly. Good bundle. Reviewed on: 11th February 2026

Easy to use and efficient .

Easy to use and efficient .. App is straight forward Reviewed on: 11th February 2026

Fantastic interest rates

They offered a 7.5% regular saver for my first year which really helped me when saving for a house. It was easy to separate all my house renovation funds into pots so I could see what I had left for certain parts. It just made my life a lot easier Reviewed on: 11th February 2026

Easy to apply, use every day.

Easy to apply, use every day. Good offers on current account and savings. simple to use . Nice layout and look to app. Reviewed on: 11th February 2026

Easy to apply for bank account great saving rate

Easy to apply for bank account great saving rate Reviewed on: 11th February 2026

I find Zopa easy to use, accessible.

I find Zopa easy to use, accessible. 24/7 support and they help me make informed decisions about my money. I like that I can have multiple saving pots and the money back on my spending is good to look forward to. Reviewed on: 11th February 2026

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