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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I find Zopa easy to use, accessible.

I find Zopa easy to use, accessible. 24/7 support and they help me make informed decisions about my money. I like that I can have multiple saving pots and the money back on my spending is good to look forward to. Reviewed on: 11th February 2026

Amazing from start to finish, great app and customer...

Amazing from start to finish, great app and customer service Reviewed on: 11th February 2026

It's been good so far.

It's been good so far. It's very easy to use and user-friendly. Reviewed on: 11th February 2026

Easy to use app, great features.

Easy to use app, great features. Reviewed on: 11th February 2026

Currently best bank in my opinion in terms of mix of...

Currently best bank in my opinion in terms of mix of products and value for money. The App is clearly laid out and easy to use. Reviewed on: 11th February 2026

Top Quality app and process!!

Never needed to call customer support as the app and website have been very intuitive and clear. Top notch!! Reviewed on: 11th February 2026

Very user friendly.

Very user friendly. Excellent interest rates. Reviewed on: 11th February 2026

Zopa biscuit account one of the best I've come acros...

Zopa biscuit account one of the best I've come across I took out one of the first biscuit account with a top paying savings never looked back keep it going Zopa Reviewed on: 11th February 2026

Excellent service from day one.

Excellent service from day one. Will recommend to friends and family Reviewed on: 11th February 2026

I would like to receive a message if there is not e...

I would like to receive a message if there is not enough money in my account for an oncoming direct debit, instead of me missing payments. Nationwide sends message to alert me if there is not enough money and I will take action. It will help if zopa can do the same Reviewed on: 11th February 2026

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