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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Amazing from start to finish, great app and customer...

Amazing from start to finish, great app and customer service Reviewed on: 11th February 2026

It's been good so far.

It's been good so far. It's very easy to use and user-friendly. Reviewed on: 11th February 2026

Easy to use app, great features.

Easy to use app, great features. Reviewed on: 11th February 2026

Currently best bank in my opinion in terms of mix of...

Currently best bank in my opinion in terms of mix of products and value for money. The App is clearly laid out and easy to use. Reviewed on: 11th February 2026

Top Quality app and process!!

Never needed to call customer support as the app and website have been very intuitive and clear. Top notch!! Reviewed on: 11th February 2026

Very user friendly.

Very user friendly. Excellent interest rates. Reviewed on: 11th February 2026

Zopa biscuit account one of the best I've come acros...

Zopa biscuit account one of the best I've come across I took out one of the first biscuit account with a top paying savings never looked back keep it going Zopa Reviewed on: 11th February 2026

Excellent service from day one.

Excellent service from day one. Will recommend to friends and family Reviewed on: 11th February 2026

I would like to receive a message if there is not e...

I would like to receive a message if there is not enough money in my account for an oncoming direct debit, instead of me missing payments. Nationwide sends message to alert me if there is not enough money and I will take action. It will help if zopa can do the same Reviewed on: 11th February 2026

Love using my zopa , easy to use online and my exper...

Love using my zopa , easy to use online and my experience with the banking has been great Reviewed on: 11th February 2026

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