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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Love using my zopa , easy to use online and my exper...

Love using my zopa , easy to use online and my experience with the banking has been great Reviewed on: 11th February 2026

Easy money.

Very easy to set up and passed onto friends to save at great rates Reviewed on: 11th February 2026

Zopa is very good bank, very excelent bank online

Zopa is very good bank, very excelent bank online Reviewed on: 11th February 2026

Excellent rates

Excellent rates ,not had to contact customer services yet which is positive Reviewed on: 11th February 2026

Perfect and commendable

Very smooth and easy to access.. the interest rate is just magnificent Reviewed on: 11th February 2026

Easy online banking

Easy set up and easy to use. No issues Reviewed on: 11th February 2026

Easy to deal with

Account easy to open, app extremely user friendly. Only once dealt with Customer Service and made it so easy Reviewed on: 11th February 2026

Excellent.

Excellent , great for saving and easy to use Reviewed on: 11th February 2026

Great app, I find the UI pleasurable and the sign up...

Great app, I find the UI pleasurable and the sign up referral scheme amazing Reviewed on: 11th February 2026

The app is easy to use and the interest rates are ex...

The app is easy to use and the interest rates are excellent Reviewed on: 11th February 2026

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