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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It is every thing you want and need with a bank abso...

It is every thing you want and need with a bank absolutely fantastic keep up the good work Reviewed on: 11th February 2026

Best accounts on the market.

Very clear and easy to follow actions to open up your accounts. With excellent interest rates and easy internet access to your accounts it was an quick decision to join Zopa. Reviewed on: 11th February 2026

Always top notch

Always top notch and very understanding Reviewed on: 11th February 2026

Easy to setup ,customer service have been helpful an...

Easy to setup ,customer service have been helpful and helpful me resolve any issue Reviewed on: 11th February 2026

The best bank around

Everything is just simple and easy to use Reviewed on: 11th February 2026

Great rates and easy to use app.

Great rates and easy to use app. Never had a problem with it so very happy Reviewed on: 11th February 2026

Fantastic account and great service and rates

Fantastic account and great service and rates Reviewed on: 11th February 2026

Everything was so easy to do and everyone I spoke to...

Everything was so easy to do and everyone I spoke to was really good Reviewed on: 11th February 2026

Moving forward

Took a car loan out, opened up a bank account, was offered a credit card, then I opens up savings with them. All worth it and very easy to do. Reviewed on: 11th February 2026

Zopa both as a lender and a been wonderful...

Zopa both as a lender and a bank have been wonderful, precise, clear and easy to use Reviewed on: 11th February 2026

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