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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent service from day one.

Excellent service from day one. Will recommend to friends and family Reviewed on: 11th February 2026

I would like to receive a message if there is not e...

I would like to receive a message if there is not enough money in my account for an oncoming direct debit, instead of me missing payments. Nationwide sends message to alert me if there is not enough money and I will take action. It will help if zopa can do the same Reviewed on: 11th February 2026

Love using my zopa , easy to use online and my exper...

Love using my zopa , easy to use online and my experience with the banking has been great Reviewed on: 11th February 2026

Easy money.

Very easy to set up and passed onto friends to save at great rates Reviewed on: 11th February 2026

Zopa is very good bank, very excelent bank online

Zopa is very good bank, very excelent bank online Reviewed on: 11th February 2026

Excellent rates

Excellent rates ,not had to contact customer services yet which is positive Reviewed on: 11th February 2026

Perfect and commendable

Very smooth and easy to access.. the interest rate is just magnificent Reviewed on: 11th February 2026

Easy online banking

Easy set up and easy to use. No issues Reviewed on: 11th February 2026

Easy to deal with

Account easy to open, app extremely user friendly. Only once dealt with Customer Service and made it so easy Reviewed on: 11th February 2026

Excellent.

Excellent , great for saving and easy to use Reviewed on: 11th February 2026

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