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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Best accounts on the market.

Very clear and easy to follow actions to open up your accounts. With excellent interest rates and easy internet access to your accounts it was an quick decision to join Zopa. Reviewed on: 11th February 2026

Always top notch

Always top notch and very understanding Reviewed on: 11th February 2026

Easy to setup ,customer service have been helpful an...

Easy to setup ,customer service have been helpful and helpful me resolve any issue Reviewed on: 11th February 2026

The best bank around

Everything is just simple and easy to use Reviewed on: 11th February 2026

Great rates and easy to use app.

Great rates and easy to use app. Never had a problem with it so very happy Reviewed on: 11th February 2026

Fantastic account and great service and rates

Fantastic account and great service and rates Reviewed on: 11th February 2026

Everything was so easy to do and everyone I spoke to...

Everything was so easy to do and everyone I spoke to was really good Reviewed on: 11th February 2026

Moving forward

Took a car loan out, opened up a bank account, was offered a credit card, then I opens up savings with them. All worth it and very easy to do. Reviewed on: 11th February 2026

Zopa both as a lender and a been wonderful...

Zopa both as a lender and a bank have been wonderful, precise, clear and easy to use Reviewed on: 11th February 2026

Recommend

Always found easy to deal with, hassle free interactions. Reviewed on: 11th February 2026

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