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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
78% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Recommend

5
Always found easy to deal with, hassle free interactions. Reviewed on: 11th February 2026

The app is simple to use and Zopa are always transpa...

5
The app is simple to use and Zopa are always transparent and clear in their communication. Reviewed on: 11th February 2026

No hassle, fast, reliable , and big savings!

5
Easy Banking, Reliable and smooth transaction. Fast and more value for your hard earned money. Reviewed on: 11th February 2026

Very good

5
Very good services amazing The app îs very easy to use and the customer support was helpful and quick to respond to my questions Reviewed on: 11th February 2026

Very easy to use and always reliable

5
Very easy to use and always reliable Reviewed on: 11th February 2026

Love banking with Zopa, tracking my savings & openin...

5
Love banking with Zopa, tracking my savings & opening different pots. Reviewed on: 11th February 2026

Easy to use app

5
Haven't had any issues with zops Reviewed on: 11th February 2026

The app is super easy to navigate

5
It’s very simple to keep track of my spending via the super easy to navigate app. I’ve been able to create savings pots and transfer to them regularly, making saving for things like holidays very doable. Reviewed on: 11th February 2026

Very easy to apply.

5
Very easy to apply. Best bank account and I would recommend. Reviewed on: 11th February 2026

Easy to mange app and serup direct debit.

5
Easy to use app and setting up direct debit. Reviewed on: 11th February 2026

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