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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good

Very good service it saves me money on many services Reviewed on: 11th February 2026

I’m am impressed with the bank, and seeing a returni...

I’m am impressed with the bank, and seeing a returning on my savings everyday. Reviewed on: 11th February 2026

The accounts are self explanatory to set up and use.

The accounts are self explanatory to set up and use. The app is easy to navigate and transfer funds to other accounts. The only problem was there does not seem to be a facility to open a joint account... Although we both have access to the app, a joint facility would be helpfull. Reviewed on: 11th February 2026

Great interest rates and simplicity itself are the m...

Great interest rates and simplicity itself are the main virtues of Zopa Reviewed on: 11th February 2026

Great app , easy to use and good interest rates...

Great app , easy to use and good interest rates Reviewed on: 11th February 2026

Very helpful answered my enquiry

Very helpful answered my enquiry Reviewed on: 11th February 2026

BEST BANK

Very good experience at all times Reviewed on: 11th February 2026

Zopa is the best in the market.

Zopa is the best in the market. I switched from the previous best and saw it noticeable improvement. Reviewed on: 11th February 2026

I find it quite easy to use the app.

I find it quite easy to use the app. Reviewed on: 11th February 2026

Absolutely amazing easy app friendly interface love it

Absolutely amazing easy app friendly interface love it Reviewed on: 11th February 2026

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