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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I’m am impressed with the bank, and seeing a returni...

I’m am impressed with the bank, and seeing a returning on my savings everyday. Reviewed on: 11th February 2026

The accounts are self explanatory to set up and use.

The accounts are self explanatory to set up and use. The app is easy to navigate and transfer funds to other accounts. The only problem was there does not seem to be a facility to open a joint account... Although we both have access to the app, a joint facility would be helpfull. Reviewed on: 11th February 2026

Great interest rates and simplicity itself are the m...

Great interest rates and simplicity itself are the main virtues of Zopa Reviewed on: 11th February 2026

Great app , easy to use and good interest rates...

Great app , easy to use and good interest rates Reviewed on: 11th February 2026

Very helpful answered my enquiry

Very helpful answered my enquiry Reviewed on: 11th February 2026

BEST BANK

Very good experience at all times Reviewed on: 11th February 2026

Zopa is the best in the market.

Zopa is the best in the market. I switched from the previous best and saw it noticeable improvement. Reviewed on: 11th February 2026

I find it quite easy to use the app.

I find it quite easy to use the app. Reviewed on: 11th February 2026

Absolutely amazing easy app friendly interface love it

Absolutely amazing easy app friendly interface love it Reviewed on: 11th February 2026

I find their products easy to access and their month...

I find their products easy to access and their monthly interest rates very good. Reviewed on: 11th February 2026

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