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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I find their products easy to access and their month...

I find their products easy to access and their monthly interest rates very good. Reviewed on: 11th February 2026

Smart way to save

Very easy hassle-free to open an account, competitive high interest rate, flexibility of multiple pots for money organisation Reviewed on: 11th February 2026

Got what I needed and customer service is beautiful

Got what I needed and customer service is beautiful Reviewed on: 11th February 2026

Fantastic company

Fantastic service and everything made really easy. Highly recommend using Zopa Reviewed on: 11th February 2026

Excellent very good

Excellent very good I’m so happy Reviewed on: 11th February 2026

Super modern bank, great customer service, and the b...

Super modern bank, great customer service, and the best interest rates out there Reviewed on: 11th February 2026

Love the flexibility of the smart ISA

Love the flexibility of the smart ISA Reviewed on: 11th February 2026

Great interest rates, modern app, great benefits, ea...

Great interest rates, modern app, great benefits, easy to use Reviewed on: 11th February 2026

Excellent products & easy management

Excellent products & overall ease of application and account management Reviewed on: 11th February 2026

Great products. Great app.

Great products The app is easy to use. Reviewed on: 11th February 2026

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