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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great convenience

The App is easy to use and any process is quick and simple Reviewed on: 11th February 2026

Excellent Zopa!

Zopa are excellent both in the credit card sense and also this new debit card/bank account too! Any questions I have had are responded to quickly and I feel as if I have someone directly in front of me rather than an automated bot where I have to go through menu’s Reviewed on: 11th February 2026

First class excellent

First class service excellent customer service Reviewed on: 11th February 2026

Customer friendly service

New card arrived very quickly. Good interest rates. Easy to navigate the app. Contact is regular and informative. Reviewed on: 11th February 2026

Cashback Initiative on Direct Debits is good.

Cashback Initiative on Direct Debits is good. It would be great if we have Overdraft facility Reviewed on: 11th February 2026

Bank account you MUST have

Straightforward interface, attractive interest rate Reviewed on: 10th February 2026

Great cashback and interest rates.

Really good rewards. Better than the big banks. Reviewed on: 10th February 2026

Quick application , Excellent customer service.

Quick application , Excellent customer service. Reviewed on: 10th February 2026

Outstanding easy to use app.

Outstanding easy to use app. At the same time there are a few quirky additions to the app. Very intuitive Reviewed on: 10th February 2026

Great service and easy to use.

Great service and easy to use. Credit card option and current account as well as savings Reviewed on: 10th February 2026

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