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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent products & easy management

Excellent products & overall ease of application and account management Reviewed on: 11th February 2026

Great products. Great app.

Great products The app is easy to use. Reviewed on: 11th February 2026

Great convenience

The App is easy to use and any process is quick and simple Reviewed on: 11th February 2026

Excellent Zopa!

Zopa are excellent both in the credit card sense and also this new debit card/bank account too! Any questions I have had are responded to quickly and I feel as if I have someone directly in front of me rather than an automated bot where I have to go through menu’s Reviewed on: 11th February 2026

First class excellent

First class service excellent customer service Reviewed on: 11th February 2026

Customer friendly service

New card arrived very quickly. Good interest rates. Easy to navigate the app. Contact is regular and informative. Reviewed on: 11th February 2026

Cashback Initiative on Direct Debits is good.

Cashback Initiative on Direct Debits is good. It would be great if we have Overdraft facility Reviewed on: 11th February 2026

Bank account you MUST have

Straightforward interface, attractive interest rate Reviewed on: 10th February 2026

Great cashback and interest rates.

Really good rewards. Better than the big banks. Reviewed on: 10th February 2026

Quick application , Excellent customer service.

Quick application , Excellent customer service. Reviewed on: 10th February 2026

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