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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent Zopa!

Zopa are excellent both in the credit card sense and also this new debit card/bank account too! Any questions I have had are responded to quickly and I feel as if I have someone directly in front of me rather than an automated bot where I have to go through menu’s Reviewed on: 11th February 2026

First class excellent

First class service excellent customer service Reviewed on: 11th February 2026

Customer friendly service

New card arrived very quickly. Good interest rates. Easy to navigate the app. Contact is regular and informative. Reviewed on: 11th February 2026

Cashback Initiative on Direct Debits is good.

Cashback Initiative on Direct Debits is good. It would be great if we have Overdraft facility Reviewed on: 11th February 2026

Bank account you MUST have

Straightforward interface, attractive interest rate Reviewed on: 10th February 2026

Great cashback and interest rates.

Really good rewards. Better than the big banks. Reviewed on: 10th February 2026

Quick application , Excellent customer service.

Quick application , Excellent customer service. Reviewed on: 10th February 2026

Outstanding easy to use app.

Outstanding easy to use app. At the same time there are a few quirky additions to the app. Very intuitive Reviewed on: 10th February 2026

Great service and easy to use.

Great service and easy to use. Credit card option and current account as well as savings Reviewed on: 10th February 2026

Great experience with the app and top notch saving

Great experience with the app and top notch saving rates. Very innovative and a service that exceeds those of other banks. They've truly evolved from their innovative ISA days.Would highly recommend to friends and family. Reviewed on: 10th February 2026

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