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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good interest rate for the Zopa biscuit account

Good interest rate for the Zopa biscuit account Reviewed on: 10th February 2026

Great ease of use app and transparency.

Great ease of use app and transparency. you can see exactly what you’re getting and what you pay. In and out. Reviewed on: 10th February 2026

Excellent card

Lots of great features such as savings accounts easy to access, app very easy to use Reviewed on: 10th February 2026

Amazing account, everyone needs one.

Amazing that I get interest in my day to day account. I have just easily set up direct debit to earn cashback on Utilities etc, I am helping my sister set up an account this weekend, such a simple process. Reviewed on: 10th February 2026

Always clear and easy

Always clear communication and simple to use Reviewed on: 10th February 2026

Zopa the gro

Fantastic Bank useful tools and grate savings accounts Reviewed on: 10th February 2026

The best bank I’ve ever used.

The best bank I’ve ever used. Excellent account features Reviewed on: 10th February 2026

Superb rates on a great platform

Easy to use platform. Set up was a breeze. They offer some of the best interest rates on the market. And it is safe, secure and simple to use.Knocks down the old legacy banks Reviewed on: 10th February 2026

Happy customer

Very easy app .to manger your money. Reviewed on: 10th February 2026

Easy and hassle free when applying

Easy and hassle free when applying Reviewed on: 10th February 2026

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