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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Best savings rate out there

Best savings rate out there, so simple to open Account Reviewed on: 10th February 2026

Excellent savings rates vg customer service

Excellent savings rates vg customer service Reviewed on: 10th February 2026

Enjoying using it so far happy customer

Enjoying using it so far happy customer Reviewed on: 10th February 2026

Zopa the future

Zopa meets all my needs. It encourages me to save. I can link other accounts and buy via my phone. Reviewed on: 10th February 2026

The account is simple to work and has attractive ben...

The account is simple to work and has attractive benefits. Reviewed on: 10th February 2026

Good company good customer service

Good company good customer service Reviewed on: 10th February 2026

It has been smooth and good so far

It has been smooth and good so far Reviewed on: 10th February 2026

No issues.

No issues. App easy to use. So far, so good Reviewed on: 10th February 2026

Zopa has been extremely good.

Zopa has been extremely good. rates are better than others. Wouldn’t change bank.keep up the good work. Reviewed on: 10th February 2026

Good interest rate for the Zopa biscuit account

Good interest rate for the Zopa biscuit account Reviewed on: 10th February 2026

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