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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Outstanding easy to use app.

Outstanding easy to use app. At the same time there are a few quirky additions to the app. Very intuitive Reviewed on: 10th February 2026

Great service and easy to use.

Great service and easy to use. Credit card option and current account as well as savings Reviewed on: 10th February 2026

Great experience with the app and top notch saving

Great experience with the app and top notch saving rates. Very innovative and a service that exceeds those of other banks. They've truly evolved from their innovative ISA days.Would highly recommend to friends and family. Reviewed on: 10th February 2026

Best savings rate out there

Best savings rate out there, so simple to open Account Reviewed on: 10th February 2026

Excellent savings rates vg customer service

Excellent savings rates vg customer service Reviewed on: 10th February 2026

Enjoying using it so far happy customer

Enjoying using it so far happy customer Reviewed on: 10th February 2026

Zopa the future

Zopa meets all my needs. It encourages me to save. I can link other accounts and buy via my phone. Reviewed on: 10th February 2026

The account is simple to work and has attractive ben...

The account is simple to work and has attractive benefits. Reviewed on: 10th February 2026

Good company good customer service

Good company good customer service Reviewed on: 10th February 2026

It has been smooth and good so far

It has been smooth and good so far Reviewed on: 10th February 2026

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