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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
78% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use and intuitive.

4
Easy to use and intuitive. The app is very good. Reviewed on: 10th February 2026

Great benefits

5
Its been good so far, very easy to use and has good benefits Reviewed on: 10th February 2026

Great experience so far...

5
Great experience so far, easy to open account in App and everything running smoothly. Reviewed on: 10th February 2026

Superb great fab fantastic wonderful

5
Superb fully recommend not sure what else they want me to say ?!?!?!? Reviewed on: 10th February 2026

Easy to apply, Great savings options.

5
Really easy to apply, great savings options and easy to use. Quick transfers and simple interface. Reviewed on: 10th February 2026

Had an issue with charges sorted immediately charges

5
Had an issue with charges sorted immediately Reviewed on: 10th February 2026

Easy to use and transparent

5
Easy to use app. Could find out information on a number of services/accounts. Quick responses to questions. Clear information and quick decisions regarding finances. Reviewed on: 10th February 2026

Very quick to deal with my login problem.

5
Very quick to deal with my login problem. Reviewed on: 10th February 2026

So far so good, app great and easy to use.

4
So far so good, app great and easy to use. Enjoy savings options. Reviewed on: 10th February 2026

Great account!

5
Easy application, £10 for opening, and the app is brilliant. Nothing to hate so far. Reviewed on: 10th February 2026

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