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Zopa: Current account reviews

4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6598)

Great ease of use app and transparency.

4
Great ease of use app and transparency. you can see exactly what you’re getting and what you pay. In and out. Reviewed on: 10th February 2026

Excellent card

5
Lots of great features such as savings accounts easy to access, app very easy to use Reviewed on: 10th February 2026

Amazing account, everyone needs one.

5
Amazing that I get interest in my day to day account. I have just easily set up direct debit to earn cashback on Utilities etc, I am helping my sister set up an account this weekend, such a simple process. Reviewed on: 10th February 2026

Always clear and easy

5
Always clear communication and simple to use Reviewed on: 10th February 2026

Zopa the gro

5
Fantastic Bank useful tools and grate savings accounts Reviewed on: 10th February 2026

The best bank I’ve ever used.

5
The best bank I’ve ever used. Excellent account features Reviewed on: 10th February 2026

Superb rates on a great platform

5
Easy to use platform. Set up was a breeze. They offer some of the best interest rates on the market. And it is safe, secure and simple to use.Knocks down the old legacy banks Reviewed on: 10th February 2026

Happy customer

5
Very easy app .to manger your money. Reviewed on: 10th February 2026

Easy and hassle free when applying

5
Easy and hassle free when applying Reviewed on: 10th February 2026

Easy to use and intuitive.

4
Easy to use and intuitive. The app is very good. Reviewed on: 10th February 2026

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