Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

No issues.

No issues. App easy to use. So far, so good Reviewed on: 10th February 2026

Zopa has been extremely good.

Zopa has been extremely good. rates are better than others. Wouldn’t change bank.keep up the good work. Reviewed on: 10th February 2026

Good interest rate for the Zopa biscuit account

Good interest rate for the Zopa biscuit account Reviewed on: 10th February 2026

Great ease of use app and transparency.

Great ease of use app and transparency. you can see exactly what you’re getting and what you pay. In and out. Reviewed on: 10th February 2026

Excellent card

Lots of great features such as savings accounts easy to access, app very easy to use Reviewed on: 10th February 2026

Amazing account, everyone needs one.

Amazing that I get interest in my day to day account. I have just easily set up direct debit to earn cashback on Utilities etc, I am helping my sister set up an account this weekend, such a simple process. Reviewed on: 10th February 2026

Always clear and easy

Always clear communication and simple to use Reviewed on: 10th February 2026

Zopa the gro

Fantastic Bank useful tools and grate savings accounts Reviewed on: 10th February 2026

The best bank I’ve ever used.

The best bank I’ve ever used. Excellent account features Reviewed on: 10th February 2026

Superb rates on a great platform

Easy to use platform. Set up was a breeze. They offer some of the best interest rates on the market. And it is safe, secure and simple to use.Knocks down the old legacy banks Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice current account
from Santander 3.77 from 23 reviews
Current accounts
from Zempler Bank 4.75 from 8128 reviews
FlexPlus
from Nationwide 4.31 from 367 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub