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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great benefits

Its been good so far, very easy to use and has good benefits Reviewed on: 10th February 2026

Great experience so far...

Great experience so far, easy to open account in App and everything running smoothly. Reviewed on: 10th February 2026

Superb great fab fantastic wonderful

Superb fully recommend not sure what else they want me to say ?!?!?!? Reviewed on: 10th February 2026

Easy to apply, Great savings options.

Really easy to apply, great savings options and easy to use. Quick transfers and simple interface. Reviewed on: 10th February 2026

Had an issue with charges sorted immediately charges

Had an issue with charges sorted immediately Reviewed on: 10th February 2026

Easy to use and transparent

Easy to use app. Could find out information on a number of services/accounts. Quick responses to questions. Clear information and quick decisions regarding finances. Reviewed on: 10th February 2026

Very quick to deal with my login problem.

Very quick to deal with my login problem. Reviewed on: 10th February 2026

So far so good, app great and easy to use.

So far so good, app great and easy to use. Enjoy savings options. Reviewed on: 10th February 2026

Great account!

Easy application, £10 for opening, and the app is brilliant. Nothing to hate so far. Reviewed on: 10th February 2026

Zopa are a listening bank and incredibly friendly, h...

Zopa are a listening bank and incredibly friendly, helpful, supportive and thorough in all areas of personal finance. Reviewed on: 10th February 2026

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