Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
78% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Zopa are a listening bank and incredibly friendly, h...

5
Zopa are a listening bank and incredibly friendly, helpful, supportive and thorough in all areas of personal finance. Reviewed on: 10th February 2026

Clear and simple to use app.

5
Clear and simple to use app. Great savings rates. Fun to use. Easy to transfer money in and out. Very competitive. Reviewed on: 10th February 2026

Good service, easy to set up.

5
Good service, easy to set up. Anynissues resolved very quickly. Reviewed on: 10th February 2026

User friendly site with good choice of accounts and...

5
User friendly site with good choice of accounts and very informative information Reviewed on: 10th February 2026

Best app ever

5
Super easy to set up, amazing interest rate, very simple to navigate. Everything was explained step by step and couldn’t be clearer! Reviewed on: 10th February 2026

Super very good bank for students

5
Super very good bank for students Reviewed on: 10th February 2026

So easy and fast processing with great benefits.

5
So easy and fast processing with great benefits. Reviewed on: 10th February 2026

Easy to use app and account access

5
Easy to use app and account access Reviewed on: 10th February 2026

Generally a good experience.

5
Generally a good experience. Good online experience with automation and helpful advice. Good helpful customer service with caring staff. Reviewed on: 10th February 2026

Great app and Service. separate the different savings.

5
Great to separate the different savings. can see what you need clearly. Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69083 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
    View all products