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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6601)

So far so good, app great and easy to use.

4
So far so good, app great and easy to use. Enjoy savings options. Reviewed on: 10th February 2026

Great account!

5
Easy application, £10 for opening, and the app is brilliant. Nothing to hate so far. Reviewed on: 10th February 2026

Zopa are a listening bank and incredibly friendly, h...

5
Zopa are a listening bank and incredibly friendly, helpful, supportive and thorough in all areas of personal finance. Reviewed on: 10th February 2026

Clear and simple to use app.

5
Clear and simple to use app. Great savings rates. Fun to use. Easy to transfer money in and out. Very competitive. Reviewed on: 10th February 2026

Good service, easy to set up.

5
Good service, easy to set up. Anynissues resolved very quickly. Reviewed on: 10th February 2026

User friendly site with good choice of accounts and...

5
User friendly site with good choice of accounts and very informative information Reviewed on: 10th February 2026

Best app ever

5
Super easy to set up, amazing interest rate, very simple to navigate. Everything was explained step by step and couldn’t be clearer! Reviewed on: 10th February 2026

Super very good bank for students

5
Super very good bank for students Reviewed on: 10th February 2026

So easy and fast processing with great benefits.

5
So easy and fast processing with great benefits. Reviewed on: 10th February 2026

Easy to use app and account access

5
Easy to use app and account access Reviewed on: 10th February 2026

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