Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

78% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

One of the best

Easy to navigate website and great customer service Reviewed on: 10th February 2026

The best in line bank

All so straightforward. Easy setup and user friendly Reviewed on: 10th February 2026

Every day banking made easy

So incredibly easy to open an account online, with fantastic features to make every day banking an absolute joy. Looking forward to many years banking with Zopa. Reviewed on: 10th February 2026

Like banking with you like saving and got good rate...

Like banking with you like saving and got good rate Reviewed on: 10th February 2026

Best interest rate I’ve had in years!

Best interest rate I’ve had in years!!! Reviewed on: 10th February 2026

Really good customer service, fast payments, brillia...

Really good customer service, fast payments, brilliant account Reviewed on: 10th February 2026

Excellent Banking

Excellent all round service, could not fault Reviewed on: 10th February 2026

A positive banking experience

I have had nothing but a positive experience but would like more special interest rates for existing customers with savings. Reviewed on: 10th February 2026

The rate on the smart savers account is one of the b...

The rate on the smart savers account is one of the best in the market. Reviewed on: 10th February 2026

Excellent customer services value for money and also...

Excellent customer services value for money and also respect their customers views Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Norwich and Peterborough Building Society 2.96 from 8 reviews
Freedom Current Account
from Danske Bank UK 4.50 from 2 reviews
Cash Card Account
from Barclays 4.52 from 142 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub