Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6601)

Quick and easy to open, great account!

5
Quick and easy to open. So easy to use. Very pleased with incentives offered. I also love the app and being able to link with other accounts. Reviewed on: 10th February 2026

Excellent app easy to use and navigate

5
Excellent app easy to use and navigate Reviewed on: 10th February 2026

One of the best

5
Easy to navigate website and great customer service Reviewed on: 10th February 2026

The best in line bank

5
All so straightforward. Easy setup and user friendly Reviewed on: 10th February 2026

Every day banking made easy

5
So incredibly easy to open an account online, with fantastic features to make every day banking an absolute joy. Looking forward to many years banking with Zopa. Reviewed on: 10th February 2026

Like banking with you like saving and got good rate...

5
Like banking with you like saving and got good rate Reviewed on: 10th February 2026

Best interest rate I’ve had in years!

5
Best interest rate I’ve had in years!!! Reviewed on: 10th February 2026

Really good customer service, fast payments, brillia...

5
Really good customer service, fast payments, brilliant account Reviewed on: 10th February 2026

Excellent Banking

5
Excellent all round service, could not fault Reviewed on: 10th February 2026

A positive banking experience

5
I have had nothing but a positive experience but would like more special interest rates for existing customers with savings. Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44354 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa
    View all products