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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

The best in line bank

All so straightforward. Easy setup and user friendly Reviewed on: 10th February 2026

Every day banking made easy

So incredibly easy to open an account online, with fantastic features to make every day banking an absolute joy. Looking forward to many years banking with Zopa. Reviewed on: 10th February 2026

Like banking with you like saving and got good rate...

Like banking with you like saving and got good rate Reviewed on: 10th February 2026

Best interest rate I’ve had in years!

Best interest rate I’ve had in years!!! Reviewed on: 10th February 2026

Really good customer service, fast payments, brillia...

Really good customer service, fast payments, brilliant account Reviewed on: 10th February 2026

Excellent Banking

Excellent all round service, could not fault Reviewed on: 10th February 2026

A positive banking experience

I have had nothing but a positive experience but would like more special interest rates for existing customers with savings. Reviewed on: 10th February 2026

The rate on the smart savers account is one of the b...

The rate on the smart savers account is one of the best in the market. Reviewed on: 10th February 2026

Excellent customer services value for money and also...

Excellent customer services value for money and also respect their customers views Reviewed on: 10th February 2026

Great service keeps you updated with your account...

Great service keeps you updated with your account and any help you may need with easy Internet access to your account would highly recommend Reviewed on: 10th February 2026

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