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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

My experience

The app is very easy to use and I had excellent experience when i contacted customer service Reviewed on: 10th February 2026

I have been ok with Zopa since I have been with them...

I have been ok with Zopa since I have been with them, I am happy with them thanks. Reviewed on: 10th February 2026

Very helpful and go above and beyond to help

Very helpful and go above and beyond to help Reviewed on: 10th February 2026

Great company great rates

Great company great rates easy to use Reviewed on: 10th February 2026

Market leading savings rates and with an easy to use...

Market leading savings rates and with an easy to use app , not had any issues or problems. Also you are covered by full FSCS protection. Hope they keep bringing innovative products to the market Reviewed on: 10th February 2026

Customer service is okay

Customer service is okay but logistics for delivery and ordering replacement carfs can be really bad Reviewed on: 10th February 2026

Great service and extremely helpful

Great service and extremely helpful Reviewed on: 10th February 2026

Really good service really happy with my account

Really good service really happy with my account Reviewed on: 10th February 2026

Perfection

Absolutely no issues with anything to do with Zopa Reviewed on: 10th February 2026

Was a easy appa bank for all to pilot around .

Was a easy app to pilot around . Very good for older persons as well as the young. Gives incentive to save Reviewed on: 10th February 2026

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