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Zopa: Current account reviews

Name: Current account
Rating: 4.96 (2628 reviews)

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4.96

Based on 2,628 reviews, last reviewed 8th Feb 2026

126700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The current account that gives 2% credit interest. The current account that gives 2% credit interest. Incredible. An easy to use app and messages in plain English. The current account is the key to goo... Read more Reviewed on: 8th February 2026

Latest lowest rating:

1

It's not a Proper Bank. It's not a Proper Bank. One can't see the Current Account (Biscuit) by logging in to their website. The transaction dates are wrong on the App and the... Read more Reviewed on: 7th February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (2628)

ZOPA have made things as easy as possible to open an...

ZOPA have made things as easy as possible to open an account and to get great savings. Reviewed on: 15th January 2026

Zopa . Highly recommend

Zopa have always been the best . Excellent app and there customer service are amazingly helpful extremely knowledgeable and very caring Reviewed on: 15th January 2026

excellent efficient service

Such an excellent , efficient service. I got a £450 rebate out of the blue a couple of months after I settled my loan of early too Reviewed on: 15th January 2026

Easy to open accounts, excellent staff when spoken to

Easy to open accounts, excellent staff when spoken to Reviewed on: 15th January 2026

The best interest rates on savings and multiple pock...

The best interest rates on savings and multiple pockets Reviewed on: 15th January 2026

Always excellent customer service with Zopa.

Always excellent customer service with Zopa. Brilliant interest rates Reviewed on: 15th January 2026

Brilliant helped with all my issues

Brilliant helped with all my issues Reviewed on: 15th January 2026

Zopa have amazing rates.

Zopa have amazing rates for your Biscuit account and my savings account that I have not found anywhere else. I have found I can move my money quickly and easily especially when I needed to move a larger sum to help my parents out whilst they bought a house They have made dealing with Zopa bank a pleasure. I haven't had any issues at all with them. Reviewed on: 15th January 2026

User friendly and Professional

Friendly ! Professional , Modern , Easy to understand Reviewed on: 15th January 2026

Very helpful.. excellent

Changing to Zopa was easy, they were very helpful and gave an easy to follow system in order for the change to be simple Reviewed on: 15th January 2026

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