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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I am very satisfied from zopa and love to continue u...

I am very satisfied from zopa and love to continue using zopa Reviewed on: 10th February 2026

One of my favourite apps although I preferred previo...

One of my favourite apps although I preferred previous prior newest update. To check what is settlement quote - fantastic feature and missing in many apps of other credit cards providers. Paying extra payment - dead easy. You are the best and that says a lot as I have several and this one beats others. I have also loan with you so perhaps I’m biased haha Reviewed on: 10th February 2026

All rounder

Easy application process. Like that you’re notified each time a transaction goes through and when your next DD is so that you can make sure you have enough funds. Easy to apply the card on to Apple Pay. Can see the pin in the app. Easy to navigate Reviewed on: 10th February 2026

Excellent bank

Extremely easy set up, well designed app and great AER and other benefits. Convenient that you can see the balance of other bank accounts in the app too. Reviewed on: 10th February 2026

Fantastic rates easy to use couldn’t have found a be...

Fantastic rates easy to use couldn’t have found a better deal elsewhere. App is straight forward Reviewed on: 10th February 2026

I love my Zopa.

I love my Zopa. I have a bank account, savings and credit card with them. I use them for direct debits too. Payments are fast especially between accounts and I can pay my credit card directly transferring money! Love it! Reviewed on: 10th February 2026

Easy to download and install plus setup

Easy to download and install plus setup Reviewed on: 10th February 2026

Best spend, save and high interest app

The best collection of together money saving with good interest all on one app that is easy to use. Reviewed on: 10th February 2026

Easy and simple

Easy and simple to use app with a great range of savings accounts... A no nonsense bank Reviewed on: 10th February 2026

It is a great bank they are a great help if you need...

It is a great bank they are a great help if you need any queries Reviewed on: 10th February 2026

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