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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very good costumer service,great value for money

Very good costumer service,great value for money Reviewed on: 10th February 2026

Easy to use platform and Helpful customer support

Easy to use platform and Helpful customer support Reviewed on: 10th February 2026

Great account with ease of use.

Great account with ease of use. I've really liked having this as a extra currency tool Reviewed on: 10th February 2026

Great for banking and savings

Delighted with my new account and its easy to use app Reviewed on: 10th February 2026

It's easy to use and I like the fact that I receive...

It's easy to use and I like the fact that I receive notifications for forthcoming payments. Reviewed on: 10th February 2026

Couldn't fault

Zopa had help me through so financially difficult times. They work well really with you Reviewed on: 10th February 2026

Can't recommend enough

Best app, easy to use and quick. Interest rates among the very best Reviewed on: 10th February 2026

I am very satisfied from zopa and love to continue u...

I am very satisfied from zopa and love to continue using zopa Reviewed on: 10th February 2026

One of my favourite apps although I preferred previo...

One of my favourite apps although I preferred previous prior newest update. To check what is settlement quote - fantastic feature and missing in many apps of other credit cards providers. Paying extra payment - dead easy. You are the best and that says a lot as I have several and this one beats others. I have also loan with you so perhaps I’m biased haha Reviewed on: 10th February 2026

All rounder

Easy application process. Like that you’re notified each time a transaction goes through and when your next DD is so that you can make sure you have enough funds. Easy to apply the card on to Apple Pay. Can see the pin in the app. Easy to navigate Reviewed on: 10th February 2026

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