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Zopa: Current account reviews

4.96
Based on 2,604 reviews, last reviewed 7th Feb 2026
125650% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa have been a great bank with great products. Zopa have been a great bank with great products. Reviewed on: 7th February 2026
Simon L's avatar
Simon L

Latest lowest rating:

1

They made me come, because not coming would be wrong. Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with g... Read more Reviewed on: 7th February 2026
Michael Shearer's avatar
Michael Shearer

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (2604)

Customer service easy to reach and very helpful

5
Customer service easy to reach and very helpful Reviewed on: 15th January 2026

Always efficient.

5
Always efficient. Staff are very polite Reviewed on: 15th January 2026

The best online bank there is.

5
Everything is so easy and a brilliant app Reviewed on: 15th January 2026

The whole operation with Zopa is seamless

5
The whole operation with Zopa is seamless Reviewed on: 15th January 2026

Very easy to use and good interest rayes

5
Very easy to use and good interest rayes Reviewed on: 15th January 2026

Great Bank Very satisfied with the service

5
Very satisfied with the service provided by Zopa so much better I’ve found than other companies. Reviewed on: 15th January 2026

Very pleased with all dealings

5
Very pleased with all dealings Reviewed on: 15th January 2026

Excellent company

5
They gave me a good deal on my credit card and i am in the process of paying it back due to christmas madness but it will be paid off and back to being ready when i need it soon, they gave me a bank account that can gather interest what mpre can i ask for Reviewed on: 15th January 2026

This bank provides excellent service with friendly,...

5
This bank provides excellent service with friendly, knowledgeable staff who are always willing to help. Transactions are fast and efficient, and their online banking system is easy to use and reliable. I appreciate their professionalism and commitment to customer satisfaction. Overall, it’s a trustworthy bank that truly values its customers. Reviewed on: 15th January 2026

Easy banking the way it should be

5
Have used account since beta. Have link salary to account and now used for main banking have used a few products credit card and about to finish my loan with them. Been quick to respond to queries Reviewed on: 15th January 2026

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