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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

All rounder

Easy application process. Like that you’re notified each time a transaction goes through and when your next DD is so that you can make sure you have enough funds. Easy to apply the card on to Apple Pay. Can see the pin in the app. Easy to navigate Reviewed on: 10th February 2026

Excellent bank

Extremely easy set up, well designed app and great AER and other benefits. Convenient that you can see the balance of other bank accounts in the app too. Reviewed on: 10th February 2026

Fantastic rates easy to use couldn’t have found a be...

Fantastic rates easy to use couldn’t have found a better deal elsewhere. App is straight forward Reviewed on: 10th February 2026

I love my Zopa.

I love my Zopa. I have a bank account, savings and credit card with them. I use them for direct debits too. Payments are fast especially between accounts and I can pay my credit card directly transferring money! Love it! Reviewed on: 10th February 2026

Easy to download and install plus setup

Easy to download and install plus setup Reviewed on: 10th February 2026

Best spend, save and high interest app

The best collection of together money saving with good interest all on one app that is easy to use. Reviewed on: 10th February 2026

Easy and simple

Easy and simple to use app with a great range of savings accounts... A no nonsense bank Reviewed on: 10th February 2026

It is a great bank they are a great help if you need...

It is a great bank they are a great help if you need any queries Reviewed on: 10th February 2026

Perfect service

Just great service every time I need advice or help they are on the ball I am very satisfied with what I receive Reviewed on: 10th February 2026

Excellent service easy to pay bills

Excellent service easy to pay bills Reviewed on: 10th February 2026

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