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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

All good. Not everyone gets the best saving interest.

All good. But referred the bank to my wife for biscuit account to benefit with the extra saving interest rate. She was not given the same savings rate. Reviewed on: 10th February 2026

Always helpful and friendly and understanding humans...

Always helpful and friendly and understanding humans thank you so much for everything when I’ve been selfemployed and found some of the last year very difficult Reviewed on: 10th February 2026

Banking done the way it should be

Everything is simple, customer service is first class and the app works a treat Reviewed on: 10th February 2026

Everything is just there, Its very easy to use.

Everything is just there, Its very easy to use. And transferring money is a piece of cake, so glad I'm with them Reviewed on: 10th February 2026

I would recommend . Im a happy customer

Really good customer service.Explained how to view online purchases that hv been listed as a decline. Reviewed on: 10th February 2026

Great value for savings.

Great value for savings. With accounts that are easy to access and run. Also provides fast transactions. Reviewed on: 10th February 2026

Great credit card account...

Great bank very fair just opened the biscuit account but not used yet for saving Reviewed on: 10th February 2026

I have been with Zopa for a long while and they are...

I have been with Zopa for a long while and they are very good and interest rates are good Reviewed on: 10th February 2026

Pots of Savings

App is very easy to use. Love the pots Reviewed on: 10th February 2026

Great rates easy use.

Great rates easy use. Good communication Reviewed on: 10th February 2026

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