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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great rates easy use.

Great rates easy use. Good communication Reviewed on: 10th February 2026

Very good costumer service,great value for money

Very good costumer service,great value for money Reviewed on: 10th February 2026

Easy to use platform and Helpful customer support

Easy to use platform and Helpful customer support Reviewed on: 10th February 2026

Great account with ease of use.

Great account with ease of use. I've really liked having this as a extra currency tool Reviewed on: 10th February 2026

Great for banking and savings

Delighted with my new account and its easy to use app Reviewed on: 10th February 2026

It's easy to use and I like the fact that I receive...

It's easy to use and I like the fact that I receive notifications for forthcoming payments. Reviewed on: 10th February 2026

Couldn't fault

Zopa had help me through so financially difficult times. They work well really with you Reviewed on: 10th February 2026

Can't recommend enough

Best app, easy to use and quick. Interest rates among the very best Reviewed on: 10th February 2026

I am very satisfied from zopa and love to continue u...

I am very satisfied from zopa and love to continue using zopa Reviewed on: 10th February 2026

One of my favourite apps although I preferred previo...

One of my favourite apps although I preferred previous prior newest update. To check what is settlement quote - fantastic feature and missing in many apps of other credit cards providers. Paying extra payment - dead easy. You are the best and that says a lot as I have several and this one beats others. I have also loan with you so perhaps I’m biased haha Reviewed on: 10th February 2026

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