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Zopa: Current account reviews

Name: Current account
Rating: 4.96 (2628 reviews)

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4.96

Based on 2,628 reviews, last reviewed 8th Feb 2026

126700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The current account that gives 2% credit interest. The current account that gives 2% credit interest. Incredible. An easy to use app and messages in plain English. The current account is the key to goo... Read more Reviewed on: 8th February 2026

Latest lowest rating:

1

It's not a Proper Bank. It's not a Proper Bank. One can't see the Current Account (Biscuit) by logging in to their website. The transaction dates are wrong on the App and the... Read more Reviewed on: 7th February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (2628)

I am very pleased with how they dealt my application...

I am very pleased with how they dealt my application, and very helpful and have had no problems with my card. Reviewed on: 15th January 2026

Good Quality Service

I started using Zopa as a credit card for a low credit rating user, I've been really happy with their service on that card and with their biscuit account since it opened. Reviewed on: 15th January 2026

Excellent, reliable banking without the fuss or paid...

Excellent, reliable banking without the fuss or paid-for perks. Reviewed on: 15th January 2026

Great card to start to build your credit rating.

Great card to start to build your credit rating. Affordable limit and great re payment terms. Easy to use and understand app that keeps you updated on all spends, limit etc. Reviewed on: 15th January 2026

Excellent easy hassle free service

Excellent easy hassle free service Reviewed on: 15th January 2026

Not been with the very long but haven’t had a bad ex...

Not been with the very long but haven’t had a bad experience at all very helpful app is easy to use and I find all I need at the click of a button Reviewed on: 15th January 2026

Easy and intuitive app makes banking and savings so...

Easy and intuitive app makes banking and savings so much easier. Not so good when they drop interest rates more than the Bank of England announcements like they did in December Reviewed on: 15th January 2026

Great bank easy access very straightforward banking

Great bank easy access very straightforward banking Reviewed on: 15th January 2026

Amazing service.

Amazing service, never causes me a problem! Reviewed on: 15th January 2026

User friendly app quick and simple to navigate

User friendly app quick and simple to navigate Reviewed on: 15th January 2026

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