Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Just so easy to open the account.

Just so easy to open the account. Great saving rates. And able to open numerous small money pots. Reviewed on: 10th February 2026

All good. Not everyone gets the best saving interest.

All good. But referred the bank to my wife for biscuit account to benefit with the extra saving interest rate. She was not given the same savings rate. Reviewed on: 10th February 2026

Always helpful and friendly and understanding humans...

Always helpful and friendly and understanding humans thank you so much for everything when I’ve been selfemployed and found some of the last year very difficult Reviewed on: 10th February 2026

Banking done the way it should be

Everything is simple, customer service is first class and the app works a treat Reviewed on: 10th February 2026

Everything is just there, Its very easy to use.

Everything is just there, Its very easy to use. And transferring money is a piece of cake, so glad I'm with them Reviewed on: 10th February 2026

I would recommend . Im a happy customer

Really good customer service.Explained how to view online purchases that hv been listed as a decline. Reviewed on: 10th February 2026

Great value for savings.

Great value for savings. With accounts that are easy to access and run. Also provides fast transactions. Reviewed on: 10th February 2026

Great credit card account...

Great bank very fair just opened the biscuit account but not used yet for saving Reviewed on: 10th February 2026

I have been with Zopa for a long while and they are...

I have been with Zopa for a long while and they are very good and interest rates are good Reviewed on: 10th February 2026

Pots of Savings

App is very easy to use. Love the pots Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Allied Irish Bank - AIB 2.49 from 16 reviews
Select Account
from NatWest 4.57 from 716 reviews
Premier current account
from Barclays 4.17 from 118 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub