Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,244 reviews, last reviewed 15th Feb 2026
249650% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a Zopa credit card and savings account for... I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026
Graham K's avatar
Graham K

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5244)

Great customer service easy to use app

5
Great customer service easy to use app Reviewed on: 9th February 2026

Very happy with the service and the great customer s...

5
Very happy with the service and the great customer service which has all the answers that are needed, Also if any problems you always get a great response. Reviewed on: 9th February 2026

Just took the plunge to open a new account.

5
Just took the plunge to open a new account. Savings rates and cash back offers are great Reviewed on: 9th February 2026

Love the biscuit account

5
The app is super easy to use and transferring money between accounts is seamless. Plus the interest on savings attached to biscuit account is good! Reviewed on: 9th February 2026

Excellant service

4
Staff Friendly and helpful always there to help. Reviewed on: 9th February 2026

Easy to apply and offers different savings pots.

5
Easy to apply and offers different savings pots. Reviewed on: 9th February 2026

Absolutely love Zopa

5
Absolutely love the app! Great communication and excellent perks on the account. Would definitely recommend Zopa Reviewed on: 9th February 2026

Best account

5
Have used Zopa for a couple of years now. So easy to use the app with all information clearly available. Easy to open pots, give notice and change things around Reviewed on: 9th February 2026

Great account for earning interest

5
Great account for earning interest Reviewed on: 9th February 2026

Friendly professional on point.

5
Friendly professional on point.exceeds expectations Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7490 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products