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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great advice

5
Great advice good alliance good around Reviewed on: 10th February 2026

Great account use mine till payday

5
Great account use mine till payday Reviewed on: 10th February 2026

Happy with my Zooa account

5
My Zopa account offers me many options to choose from, the app is easy to navigate. I have zero problems. It is a pleasure for me to work with them. Reviewed on: 10th February 2026

Zopa review

5
Simple ,honest reliable down to earth banking Reviewed on: 10th February 2026

Great communication and easy to use app.

5
Great communication and easy to use app. Help always on hand to assist or answer questions! Reviewed on: 10th February 2026

not much to tell particularly personally

5
not much to tell particularly personally singularly not quite a millionaire yet Reviewed on: 10th February 2026

Very positive

5
Very positive easy to open and use good interest rates Reviewed on: 10th February 2026

Brilliant experience.

5
Brilliant experience. No problems with anything. Everything has always run smoothly. Fantastic interest rates and cashback. I recommend to family constantly. Reviewed on: 10th February 2026

I think it’s a good account and it helps with your C...

5
I think it’s a good account and it helps with your Credit rating Reviewed on: 10th February 2026

I am very happy.

5
I am very happy. Satisfied with service and I like to use Zopa account for my daily spending. Very trustworthy Reviewed on: 10th February 2026

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