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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

The App is very easy to use, either clear informatio...

The App is very easy to use, either clear information and intuitive functions. It has everything you need at your fingers tips and nothing that you don’t. Reviewed on: 10th February 2026

Great start, can’t wait to see more!

Great start, can’t wait to see more! Reviewed on: 10th February 2026

I love my account, it makes banking so easy

I love my account, it makes banking so easy Reviewed on: 10th February 2026

Zopa is easy, simple and efficient.

Zopa is easy, simple and efficient. No frills, no unnecessary communication, a good app easy to use. Reviewed on: 10th February 2026

Ok service or products. Better deals for loyalty needed

I enjoy using Xopa, could be more competitive on its ISA currently as other financial products are offering better deals. Good value with the regular saver. Perhaps offer higher than £300 max a month to existing savers to renew there regularly saver. The app is really nice and easy to use with good features Reviewed on: 10th February 2026

I love Zopa, the savings account has literally saved...

I love Zopa, the savings account has literally saved me Reviewed on: 10th February 2026

Easy to use

Easy to use, good savings rates have had no difficulties or problems so cannot make any comment on personal service Reviewed on: 10th February 2026

Great Easy to use.

Easy to use app. Instantly payments are credited. Reviewed on: 10th February 2026

It's a good account and other characters

It's a good account and other characters Reviewed on: 10th February 2026

New joiner amazed how easy App is to use

The App is reactive and whip smart at helping to gain benefits from current account. Going to be using it more and more. Reviewed on: 10th February 2026

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