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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I love my account, it makes banking so easy

I love my account, it makes banking so easy Reviewed on: 10th February 2026

Zopa is easy, simple and efficient.

Zopa is easy, simple and efficient. No frills, no unnecessary communication, a good app easy to use. Reviewed on: 10th February 2026

Ok service or products. Better deals for loyalty needed

I enjoy using Xopa, could be more competitive on its ISA currently as other financial products are offering better deals. Good value with the regular saver. Perhaps offer higher than £300 max a month to existing savers to renew there regularly saver. The app is really nice and easy to use with good features Reviewed on: 10th February 2026

I love Zopa, the savings account has literally saved...

I love Zopa, the savings account has literally saved me Reviewed on: 10th February 2026

Easy to use

Easy to use, good savings rates have had no difficulties or problems so cannot make any comment on personal service Reviewed on: 10th February 2026

Great Easy to use.

Easy to use app. Instantly payments are credited. Reviewed on: 10th February 2026

It's a good account and other characters

It's a good account and other characters Reviewed on: 10th February 2026

New joiner amazed how easy App is to use

The App is reactive and whip smart at helping to gain benefits from current account. Going to be using it more and more. Reviewed on: 10th February 2026

Smooth and efficient

It's all been very smooth and efficient so far. Questions have been answered promptly. Reviewed on: 10th February 2026

Great online bank

Great bank, good tates. Easy to navigate online. Reviewed on: 10th February 2026

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