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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent customer service.

5
Excellent customer service. Everything is made simple, clear and easy to use. Reviewed on: 10th February 2026

Zopa is amazing

5
Been with Zopa for a few months now and everything has been smooth highly recommend Reviewed on: 10th February 2026

It’s a very good App.

4
It’s a very easy App to use and their savings accounts pay a good rate of interest. Reviewed on: 10th February 2026

Competitive interest rates

5
Competitive interest rates across current & savings & regular saver Reviewed on: 10th February 2026

Been with zopa for a few years.

5
Been with zopa for a few years. Always been helpful and easy to work with. Reviewed on: 10th February 2026

Brilliant bank, plenty of interest and card can be u...

5
Brilliant bank, plenty of interest and card can be used everywhere. Reviewed on: 10th February 2026

Straight forward and easy to understand.

4
Straight forward and easy to understand.never contacted customer service Reviewed on: 10th February 2026

Meets my expectations

5
Great app with competitive rates. Reviewed on: 10th February 2026

The App is very easy to use, either clear informatio...

5
The App is very easy to use, either clear information and intuitive functions. It has everything you need at your fingers tips and nothing that you don’t. Reviewed on: 10th February 2026

Great start, can’t wait to see more!

5
Great start, can’t wait to see more! Reviewed on: 10th February 2026

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