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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good app, always seem to be trying to improve

5
Good app, always seem to be trying to improve the systems. Good rates of interest if you’re prepared to plan properly. Reviewed on: 10th February 2026

Fantastic product.

5
Fantastic product. Fair rates, great app and highly recommended Reviewed on: 10th February 2026

Good intrest rates and very quick customer service a...

5
Good intrest rates and very quick customer service and provides credit cards with good limits Reviewed on: 10th February 2026

I love this bank it's the best one for me so easy an...

5
I love this bank it's the best one for me so easy and friendly.the app is so easy to use and there credit card is brilliant.id recomend any one to use it. Reviewed on: 10th February 2026

The app is so easy to use, the options available are...

5
The app is so easy to use, the options available are great Reviewed on: 10th February 2026

High interest savings

5
It's great to have such a good interest rate on the savings sccount Reviewed on: 10th February 2026

Excelente experiencegood banking

5
Excelente experience with zopa. Saving and managing my accounts in one place Reviewed on: 10th February 2026

Banking with a difference !

5
I can see my money all in one place, keep an eye on my savings and now have opened an investment account all accessible on Zopas easy to use app. Reviewed on: 10th February 2026

Very easy to open my account and very good intrest...

5
Very easy to open my account and very good intrest rate Reviewed on: 10th February 2026

It works all the time.

5
It works all the time. Interest savings rates are veery competitive Reviewed on: 10th February 2026

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