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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great newcomer!

I love the current account and the opportunity to get cashback on all purchases. The app is very clear and intuitive. Reviewed on: 10th February 2026

Excellent service and user friendly app

Excellent service and user friendly app Reviewed on: 10th February 2026

Zopa have always been helpful with every concern and...

Zopa have always been helpful with every concern and have always scored 100% with me for customer service. Reviewed on: 10th February 2026

Nice experience with the team veri and the community...

Nice experience with the team veri and the community and the best team Reviewed on: 10th February 2026

Great rates!

Great rates for current account and regular savings. Easy to use app, fancy little debit card delivery envelope and can have all my bank accounts in one place. Win win. Reviewed on: 10th February 2026

Good cash back offer on bills but could lift the ann...

Good cash back offer on bills but could lift the annual cap higher Reviewed on: 10th February 2026

Quick and very efficient and app is so easy to...

Quick and very efficient and app is so easy to use Reviewed on: 10th February 2026

Great bank really easy to set up and use

Great bank really easy to set up and use Reviewed on: 10th February 2026

IMPRESSIVE

Zopa have provided an outstanding user friendly product, excellent customer service. I can not find fault as it stands Reviewed on: 10th February 2026

Good app, always seem to be trying to improve

Good app, always seem to be trying to improve the systems. Good rates of interest if you’re prepared to plan properly. Reviewed on: 10th February 2026

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