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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great account!

Zopa is a great current account, it is so easy to use and the app is absolutely fantastic Reviewed on: 10th February 2026

Brilliant with everything just easy and very helpful

Brilliant with everything just easy and very helpful Reviewed on: 10th February 2026

Brilliant account

Easy to sign up, great service, easy to use Reviewed on: 10th February 2026

Quick, easy, clear and transparent rates.

Quick, easy, clear and transparent rates. Easy apps to support accounts. Reviewed on: 10th February 2026

Great accounts, great service

Zopa offer a very competitive current account - 2% interest, cashback on debits and no monthly charge. Their regular saver offers a great interest rate and you can also make withdrawals. I have had no issues contacting their customer services. All in all, I would be happy to recommend Zopa to family and friends Reviewed on: 10th February 2026

Very good no doubt when I need money I get...

Very good no doubt when I need money I get zopa Reviewed on: 10th February 2026

I’ve been using Zopa as my current account and it’s...

I’ve been using Zopa as my current account and it’s been straightforward and easy to manage. The app is clear, payments are fast, and everything just works without hassle. Customer support has been helpful when I’ve needed it. Overall, a solid and reliable account.” Reviewed on: 10th February 2026

Terranasuaras rex

Easy to navigate for a tec dinosaur Reviewed on: 10th February 2026

Zopa heaven

Zopa just makes banking simple and understandable. Am very pleased I made the switch Reviewed on: 10th February 2026

Gem of a bank account

Excellent product and top customer service Reviewed on: 10th February 2026

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