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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Outstanding service.

Outstanding service. We recommend to all Reviewed on: 10th February 2026

Great account!

Zopa is a great current account, it is so easy to use and the app is absolutely fantastic Reviewed on: 10th February 2026

Brilliant with everything just easy and very helpful

Brilliant with everything just easy and very helpful Reviewed on: 10th February 2026

Brilliant account

Easy to sign up, great service, easy to use Reviewed on: 10th February 2026

Quick, easy, clear and transparent rates.

Quick, easy, clear and transparent rates. Easy apps to support accounts. Reviewed on: 10th February 2026

Great accounts, great service

Zopa offer a very competitive current account - 2% interest, cashback on debits and no monthly charge. Their regular saver offers a great interest rate and you can also make withdrawals. I have had no issues contacting their customer services. All in all, I would be happy to recommend Zopa to family and friends Reviewed on: 10th February 2026

Very good no doubt when I need money I get...

Very good no doubt when I need money I get zopa Reviewed on: 10th February 2026

I’ve been using Zopa as my current account and it’s...

I’ve been using Zopa as my current account and it’s been straightforward and easy to manage. The app is clear, payments are fast, and everything just works without hassle. Customer support has been helpful when I’ve needed it. Overall, a solid and reliable account.” Reviewed on: 10th February 2026

Terranasuaras rex

Easy to navigate for a tec dinosaur Reviewed on: 10th February 2026

Zopa heaven

Zopa just makes banking simple and understandable. Am very pleased I made the switch Reviewed on: 10th February 2026

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