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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Wicked interest rates on savings

Wicked interest rates on savings Reviewed on: 10th February 2026

Ease of use, excellent communication and feel valued...

Ease of use, excellent communication and feel valued as a customer. Excellent service from beginning to noe Reviewed on: 10th February 2026

Best account balance interest rates

Zopa current account pays good interest on balance. Reviewed on: 10th February 2026

Just brilliant always lets you know when you’re paym...

Just brilliant always lets you know when you’re payment is due so you know to have the money in your account Reviewed on: 10th February 2026

Great app and great features - the rates are also ve...

Great app and great features - the rates are also very high and the app is easy to use Reviewed on: 10th February 2026

The was reliable and been using it for a year now an...

The was reliable and been using it for a year now and it was a good experience using it so far now issue of concern or anything. Reviewed on: 10th February 2026

Whenever i have had to contact zopa theyve been help...

Whenever i have had to contact zopa theyve been helpful and wfficient Reviewed on: 10th February 2026

Smooth with all that concern them and their costumer

Smooth with all that concern them and their costumer Reviewed on: 10th February 2026

Just love Zopa.

Just love Zopa. It has been so great to save for my upcoming holiday. Amazing interest. Takes the Biscuit! Reviewed on: 10th February 2026

Having had your credit card now for about a year Zop...

Having had your credit card now for about a year Zopa have been very helpful and supportive Reviewed on: 10th February 2026

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