Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Having had your credit card now for about a year Zop...

5
Having had your credit card now for about a year Zopa have been very helpful and supportive Reviewed on: 10th February 2026

Great service and interest rates super

5
Great service and interest rates Reviewed on: 10th February 2026

Great interest rates on current and savings accounts

5
Great interest rates on current and savings accounts Reviewed on: 10th February 2026

Great app

5
The information I needed was fantastic and the app is user friendly! Reviewed on: 10th February 2026

Zopa is huge help!

5
Zopa has been a huge hel to me especially when starting with credit limit. It helped me in my credit ratings. Reviewed on: 10th February 2026

Good app good card easy to navigate

5
Good app good card easy to navigate Reviewed on: 10th February 2026

Interst rates are very good and the app very easy to...

5
Interst rates are very good and the app very easy to use Reviewed on: 10th February 2026

Everything has been great from being kept up to date...

5
Everything has been great from being kept up to date and the products offered. Reviewed on: 10th February 2026

Zopa were absolutely amazing in helping me in my tim...

5
Zopa were absolutely amazing in helping me in my time of need, when I was desperate Reviewed on: 10th February 2026

Good excellent.

5
Good excellent. Super service e. Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69083 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
    View all products