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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

User friendly account

Easy opening process. Clear and easy accessable website. Easy to read statements, easy process to set up payments Reviewed on: 10th February 2026

So easy to set up and excellent app notifications.

So easy to set up and excellent app notifications. Reviewed on: 10th February 2026

Modern Banking Done Right

I’ve had a great experience using Zopa. The app is incredibly easy to use, with a clean layout that makes managing money feel simple rather than stressful. Setting up an account was quick, and everything from savings to loans is clearly explained with no hidden surprises. What really stands out is the transparency — interest rates, repayments, and savings goals are all shown upfront, which builds a lot of trust. Customer support has also been responsive and helpful whenever I’ve needed assistance. Overall, Zopa feels modern, reliable, and genuinely designed with the customer in mind. I’d definitely recommend it to anyone looking for a Reviewed on: 10th February 2026

Friendly company, if they can assist you they will i...

Friendly company, if they can assist you they will if not they will let you know why they cannot Reviewed on: 10th February 2026

Easy account to open, clear and easy to navigate ban...

Easy account to open, clear and easy to navigate banking app, good range of products and options Reviewed on: 10th February 2026

Amazing service

Very happy with that everything, love the company Reviewed on: 10th February 2026

Problem free account, and very easy to use.

Problem free account, and very easy to use.Very good customer service, easy to apply for account Reviewed on: 10th February 2026

The future of Banking and customer service

The future of Banking and customer service Reviewed on: 10th February 2026

Great services

Great saving rates, apps easy to use and rewards for getting family and friends Reviewed on: 10th February 2026

I love my zopa card it help me out when...

I love my zopa card it help me out when I need money Reviewed on: 10th February 2026

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