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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Find it very easy to use the app.

5
Find it very easy to use the app.and they are giving great deals on your money Reviewed on: 10th February 2026

Wicked interest rates on savings

5
Wicked interest rates on savings Reviewed on: 10th February 2026

Ease of use, excellent communication and feel valued...

5
Ease of use, excellent communication and feel valued as a customer. Excellent service from beginning to noe Reviewed on: 10th February 2026

Best account balance interest rates

4
Zopa current account pays good interest on balance. Reviewed on: 10th February 2026

Just brilliant always lets you know when you’re paym...

5
Just brilliant always lets you know when you’re payment is due so you know to have the money in your account Reviewed on: 10th February 2026

Great app and great features - the rates are also ve...

5
Great app and great features - the rates are also very high and the app is easy to use Reviewed on: 10th February 2026

The was reliable and been using it for a year now an...

5
The was reliable and been using it for a year now and it was a good experience using it so far now issue of concern or anything. Reviewed on: 10th February 2026

Whenever i have had to contact zopa theyve been help...

5
Whenever i have had to contact zopa theyve been helpful and wfficient Reviewed on: 10th February 2026

Smooth with all that concern them and their costumer

5
Smooth with all that concern them and their costumer Reviewed on: 10th February 2026

Just love Zopa.

5
Just love Zopa. It has been so great to save for my upcoming holiday. Amazing interest. Takes the Biscuit! Reviewed on: 10th February 2026

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