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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very happy customer

Very easy to open the account and very pleased with interest earned no problems when wanting to withdraw money or make payments Reviewed on: 10th February 2026

Fantastic

Smooth one. It's nice to bank with zopa Reviewed on: 10th February 2026

Absolutely brilliant company helped me loads just fa...

Absolutely brilliant company helped me loads just fantastic! Reviewed on: 10th February 2026

Professional and customer friendly

Professional and customer friendly Reviewed on: 10th February 2026

Found Zopa by chance!

Found Zopa by chance! & very pleased with the initiatives and rates. Reviewed on: 10th February 2026

Fast transaction and et very good notifications sys...

Fast transaction and et very good notifications system showing you your remaining balance and good customer service Reviewed on: 10th February 2026

Love it Love it Love it not so keen on writing a rev...

Love it Love it Love it not so keen on writing a review this long Reviewed on: 10th February 2026

User friendly account

Easy opening process. Clear and easy accessable website. Easy to read statements, easy process to set up payments Reviewed on: 10th February 2026

So easy to set up and excellent app notifications.

So easy to set up and excellent app notifications. Reviewed on: 10th February 2026

Modern Banking Done Right

I’ve had a great experience using Zopa. The app is incredibly easy to use, with a clean layout that makes managing money feel simple rather than stressful. Setting up an account was quick, and everything from savings to loans is clearly explained with no hidden surprises. What really stands out is the transparency — interest rates, repayments, and savings goals are all shown upfront, which builds a lot of trust. Customer support has also been responsive and helpful whenever I’ve needed assistance. Overall, Zopa feels modern, reliable, and genuinely designed with the customer in mind. I’d definitely recommend it to anyone looking for a Reviewed on: 10th February 2026

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