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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Modern Banking Done Right

I’ve had a great experience using Zopa. The app is incredibly easy to use, with a clean layout that makes managing money feel simple rather than stressful. Setting up an account was quick, and everything from savings to loans is clearly explained with no hidden surprises. What really stands out is the transparency — interest rates, repayments, and savings goals are all shown upfront, which builds a lot of trust. Customer support has also been responsive and helpful whenever I’ve needed assistance. Overall, Zopa feels modern, reliable, and genuinely designed with the customer in mind. I’d definitely recommend it to anyone looking for a Reviewed on: 10th February 2026

Friendly company, if they can assist you they will i...

Friendly company, if they can assist you they will if not they will let you know why they cannot Reviewed on: 10th February 2026

Easy account to open, clear and easy to navigate ban...

Easy account to open, clear and easy to navigate banking app, good range of products and options Reviewed on: 10th February 2026

Amazing service

Very happy with that everything, love the company Reviewed on: 10th February 2026

Problem free account, and very easy to use.

Problem free account, and very easy to use.Very good customer service, easy to apply for account Reviewed on: 10th February 2026

The future of Banking and customer service

The future of Banking and customer service Reviewed on: 10th February 2026

Great services

Great saving rates, apps easy to use and rewards for getting family and friends Reviewed on: 10th February 2026

I love my zopa card it help me out when...

I love my zopa card it help me out when I need money Reviewed on: 10th February 2026

Zopa are offering great rates and returns on a very...

Zopa are offering great rates and returns on a very simple to navigate and use platform Reviewed on: 10th February 2026

Innovation

Since joining Zopa they have continued to be innovative. I have felt I have found a good home for my savings. I’ve had no issues at all. Reviewed on: 10th February 2026

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