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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Amezing service good experience very happy being a p...

Amezing service good experience very happy being a part of this journey Reviewed on: 10th February 2026

Very happy customer

Very easy to open the account and very pleased with interest earned no problems when wanting to withdraw money or make payments Reviewed on: 10th February 2026

Fantastic

Smooth one. It's nice to bank with zopa Reviewed on: 10th February 2026

Absolutely brilliant company helped me loads just fa...

Absolutely brilliant company helped me loads just fantastic! Reviewed on: 10th February 2026

Professional and customer friendly

Professional and customer friendly Reviewed on: 10th February 2026

Found Zopa by chance!

Found Zopa by chance! & very pleased with the initiatives and rates. Reviewed on: 10th February 2026

Fast transaction and et very good notifications sys...

Fast transaction and et very good notifications system showing you your remaining balance and good customer service Reviewed on: 10th February 2026

Love it Love it Love it not so keen on writing a rev...

Love it Love it Love it not so keen on writing a review this long Reviewed on: 10th February 2026

User friendly account

Easy opening process. Clear and easy accessable website. Easy to read statements, easy process to set up payments Reviewed on: 10th February 2026

So easy to set up and excellent app notifications.

So easy to set up and excellent app notifications. Reviewed on: 10th February 2026

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