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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
78% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Brilliant! More than takes the biscuit!!

5
Great account. Offers really good rates for savings and cash back on bills. I have highly recommended to lots of friends and their friends. Keep going. Reviewed on: 10th February 2026

Love my zopa account easy to control know what I'm s...

5
Love my zopa account easy to control know what I'm spending with text alerts. My main current account doesn't do that. Reviewed on: 10th February 2026

Just good for everyday needs and amazing interest rate

5
Just good for everyday needs and amazing interest rate Reviewed on: 10th February 2026

Absolutely amazing i needed an account like this for...

5
Absolutely amazing i needed an account like this for a long time when I i can save and when i needed to withdraw after few months i can, this has benefited me alot and i am so happy that i got accepted for this card Reviewed on: 10th February 2026

Easy to use and helping me keep ahead of my...

5
Easy to use and helping me keep ahead of my finances Reviewed on: 10th February 2026

Service and product

5
Excellent service and product or service Reviewed on: 10th February 2026

Really easy to understand and growth

5
Really easy to use the app and understand my savings and growth. I love how you can see it all separately over the months to give a clear overview of interest made. Reviewed on: 10th February 2026

Very easy to open account and user friendly bank apo

5
Very easy to open account and user friendly bank apo Reviewed on: 10th February 2026

Love this app,Really easy to navigare/use

5
Love this app,Really easy to navigare/use Reviewed on: 10th February 2026

Just great!

5
Great interest rates. Simple and easy app to use Reviewed on: 10th February 2026

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