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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

great products clearly explained

great products clearly explained Reviewed on: 10th February 2026

Easy uncomplicated app , straightforward to use and...

Easy uncomplicated app , straightforward to use and quick response Reviewed on: 10th February 2026

Fantastic banking company very easy to use

Fantastic banking company very easy to use Reviewed on: 10th February 2026

The car loan I had was very easy to set up and keep...

The car loan I had was very easy to set up and keep track of and pay off early. All done online, no hanging on a phone for hours trying to speak to a robot! Reviewed on: 10th February 2026

Great interest rates, customer service, and communic...

Great interest rates, customer service, and communication. I would highly recommend. Reviewed on: 10th February 2026

Excellent experience .

Excellent experience also great customer support. Reviewed on: 10th February 2026

Great interest and customer service

Great interest and customer service Reviewed on: 10th February 2026

I love zopa!

I love zopa! it’s simple to use and navigable Reviewed on: 10th February 2026

Very good service, seamless app.

Very good service, seamless app. Only time I had a problem it was sorted quickly and efficiently. I haven’t used the full range of services yet but intend to do so very soon. Reviewed on: 10th February 2026

Quality customer service and incredibly helpful.

Quality customer service and incredibly helpful. Really easy to navigate the app. Reviewed on: 10th February 2026

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Alternative products

Current account
from Citibank 3.36 from 10 reviews
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from Cynergy Bank 4.21 from 15 reviews
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