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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
78% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fantastic banking company very easy to use

5
Fantastic banking company very easy to use Reviewed on: 10th February 2026

The car loan I had was very easy to set up and keep...

4
The car loan I had was very easy to set up and keep track of and pay off early. All done online, no hanging on a phone for hours trying to speak to a robot! Reviewed on: 10th February 2026

Great interest rates, customer service, and communic...

5
Great interest rates, customer service, and communication. I would highly recommend. Reviewed on: 10th February 2026

Excellent experience .

5
Excellent experience also great customer support. Reviewed on: 10th February 2026

Great interest and customer service

5
Great interest and customer service Reviewed on: 10th February 2026

I love zopa!

5
I love zopa! it’s simple to use and navigable Reviewed on: 10th February 2026

Very good service, seamless app.

5
Very good service, seamless app. Only time I had a problem it was sorted quickly and efficiently. I haven’t used the full range of services yet but intend to do so very soon. Reviewed on: 10th February 2026

Quality customer service and incredibly helpful.

5
Quality customer service and incredibly helpful. Really easy to navigate the app. Reviewed on: 10th February 2026

Great bank.

5
Great bank. Customer service really good. Reviewed on: 10th February 2026

Zopa has been good and the customer service has been...

5
Zopa has been good and the customer service has been good whenever I required it Reviewed on: 10th February 2026

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