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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I have been ok with Zopa since I have been with them...

I have been ok with Zopa since I have been with them, I am happy with them thanks. Reviewed on: 10th February 2026

Very helpful and go above and beyond to help

Very helpful and go above and beyond to help Reviewed on: 10th February 2026

Great company great rates

Great company great rates easy to use Reviewed on: 10th February 2026

Market leading savings rates and with an easy to use...

Market leading savings rates and with an easy to use app , not had any issues or problems. Also you are covered by full FSCS protection. Hope they keep bringing innovative products to the market Reviewed on: 10th February 2026

Customer service is okay

Customer service is okay but logistics for delivery and ordering replacement carfs can be really bad Reviewed on: 10th February 2026

Great service and extremely helpful

Great service and extremely helpful Reviewed on: 10th February 2026

Really good service really happy with my account

Really good service really happy with my account Reviewed on: 10th February 2026

Perfection

Absolutely no issues with anything to do with Zopa Reviewed on: 10th February 2026

Was a easy appa bank for all to pilot around .

Was a easy app to pilot around . Very good for older persons as well as the young. Gives incentive to save Reviewed on: 10th February 2026

Easy app to use, not over the top with security ques...

Easy app to use, not over the top with security questions. And a good place to save with biscuit which I'll be putting more in shortly as you don't get interest on alot of my older cards !!. Reviewed on: 10th February 2026

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