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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

It’s been easy and straightforward

It’s been easy and straightforward Reviewed on: 10th February 2026

Easy to use app ,it’s instant adjusting ,compared to...

Easy to use app ,it’s instant adjusting ,compared to other cards where they take days to update changes .overall ,very happy .looking at the easy to use investing too now Reviewed on: 10th February 2026

My experience

The app is very easy to use and I had excellent experience when i contacted customer service Reviewed on: 10th February 2026

I have been ok with Zopa since I have been with them...

I have been ok with Zopa since I have been with them, I am happy with them thanks. Reviewed on: 10th February 2026

Very helpful and go above and beyond to help

Very helpful and go above and beyond to help Reviewed on: 10th February 2026

Great company great rates

Great company great rates easy to use Reviewed on: 10th February 2026

Market leading savings rates and with an easy to use...

Market leading savings rates and with an easy to use app , not had any issues or problems. Also you are covered by full FSCS protection. Hope they keep bringing innovative products to the market Reviewed on: 10th February 2026

Customer service is okay

Customer service is okay but logistics for delivery and ordering replacement carfs can be really bad Reviewed on: 10th February 2026

Great service and extremely helpful

Great service and extremely helpful Reviewed on: 10th February 2026

Really good service really happy with my account

Really good service really happy with my account Reviewed on: 10th February 2026

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Alternative products

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