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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Tabassum

I used Everytime this card and I used my credit limit of 50% and paid on time so zopa increased credit limit Reviewed on: 10th February 2026

Opened the account cos of the enticing interest rate...

Opened the account cos of the enticing interest rates and it has been good so far. Reviewed on: 10th February 2026

Best online bank I’ve ever used 10/10

Best online bank I’ve ever had, easy to use and great money saving ideas for all ages, thank you Zopa . Reviewed on: 10th February 2026

Every thing has been done without any hassle

Every thing has been done without any hassle Reviewed on: 10th February 2026

Card was cloned Zopa where on it before me excelled...

Card was cloned Zopa where on it before me excelled them selves not only that you got to speak to a real person quickly Reviewed on: 10th February 2026

Zopa offers excellent range of savings accounts as w...

Zopa offers excellent range of savings accounts as well as easy to use credit card and loan products Reviewed on: 10th February 2026

Easy to use account and interest rates are very good.

Easy to use account and interest rates are very good. Money goes in straight away so it’s ready to use. Kept up to date with any changes that are happening. Reviewed on: 10th February 2026

Works as it should

All my interactions have been easy and I've accomplished what needed to be done with no problems Reviewed on: 10th February 2026

Excellent Account

Just simple to understand. Good interest rate. Reviewed on: 10th February 2026

Having a biscuit account had changed the way I view...

Having a biscuit account had changed the way I view my expenses! I absolutely love how I can earn cashback from all my direct debits. It has helped me view my expenses way better than anything. Reviewed on: 10th February 2026

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