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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

It’s a simple app to use.

It’s a simple app to use. Very transparent Reviewed on: 10th February 2026

Best interest, best app, everything so quick, cashba...

Best interest, best app, everything so quick, cashback good Reviewed on: 10th February 2026

Never had a bank like Zopa.

Never had a bank like Zopa. very helpful and seem to care about us who bank with them. Excellent customer care and highest interest rates around Reviewed on: 10th February 2026

Great service, always patient and happy to help

Great service, always patient and happy to help Reviewed on: 10th February 2026

It very easy to use and navigate.

It very easy to use and navigate. Customer service is also very quick and efficient in resolving issues. Reviewed on: 10th February 2026

Happy Chappy

Just been great fantastic sandcastle clear easy process Reviewed on: 10th February 2026

Easy to use smooth service excellent customer service

Easy to use smooth service excellent customer service Reviewed on: 10th February 2026

Had my account two months now and love it because it...

Had my account two months now and love it because it pays interest on the current account and also good savings rate. No problems so far. App is very easy to use. Reviewed on: 10th February 2026

Very smooth end excellent service

Very smooth end excellent service Reviewed on: 10th February 2026

Tabassum

I used Everytime this card and I used my credit limit of 50% and paid on time so zopa increased credit limit Reviewed on: 10th February 2026

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