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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zo easy, join in

Invited to join the Beta, it was already polished. The account meets my needs, superb. Reviewed on: 10th February 2026

The interest rate on savings is fantastic, I opened...

The interest rate on savings is fantastic, I opened a savings account and it told me I could open a regular savings account with an awesome interest rate, that has been featured on Martin Lewis. Reviewed on: 10th February 2026

Zopa is a very good bank

Zopa is a very good bank with good savings rates Reviewed on: 10th February 2026

Great company, fantastic service.

Great company, fantastic service. Can’t say enough. 6 stars if possible……. Reviewed on: 10th February 2026

Site easy to use & navigate.

Site easy to use & navigate. good rates. No issues Reviewed on: 10th February 2026

Great customer service , great product,very flexible

Great customer service , great product,very flexible Reviewed on: 10th February 2026

Good rates of interest on savings account.

Good rates of interest on savings account. One of the highest is the 7.1% which I have and the interest is paid monthly. Reviewed on: 10th February 2026

Quick and easy to set up and monthly pay outs for ca...

Quick and easy to set up and monthly pay outs for cash earned Reviewed on: 10th February 2026

Number one bank app

Great experience no problems easy to use and straightforward. You know where you are with this account. Reviewed on: 10th February 2026

Totally Happy to be a Zopa Customer!

I opened accounts with Zopa because they offer all round benefits for both banking and savings. When I’ve contacted Zopa customer services for advice, they’ve been great; extremely pleasant, knowledgable and helpful. I’m really happy with all aspects of being a Zopa customer. Reviewed on: 10th February 2026

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