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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Had my account two months now and love it because it...

Had my account two months now and love it because it pays interest on the current account and also good savings rate. No problems so far. App is very easy to use. Reviewed on: 10th February 2026

Very smooth end excellent service

Very smooth end excellent service Reviewed on: 10th February 2026

Tabassum

I used Everytime this card and I used my credit limit of 50% and paid on time so zopa increased credit limit Reviewed on: 10th February 2026

Opened the account cos of the enticing interest rate...

Opened the account cos of the enticing interest rates and it has been good so far. Reviewed on: 10th February 2026

Best online bank I’ve ever used 10/10

Best online bank I’ve ever had, easy to use and great money saving ideas for all ages, thank you Zopa . Reviewed on: 10th February 2026

Every thing has been done without any hassle

Every thing has been done without any hassle Reviewed on: 10th February 2026

Card was cloned Zopa where on it before me excelled...

Card was cloned Zopa where on it before me excelled them selves not only that you got to speak to a real person quickly Reviewed on: 10th February 2026

Zopa offers excellent range of savings accounts as w...

Zopa offers excellent range of savings accounts as well as easy to use credit card and loan products Reviewed on: 10th February 2026

Easy to use account and interest rates are very good.

Easy to use account and interest rates are very good. Money goes in straight away so it’s ready to use. Kept up to date with any changes that are happening. Reviewed on: 10th February 2026

Works as it should

All my interactions have been easy and I've accomplished what needed to be done with no problems Reviewed on: 10th February 2026

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