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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent Account

Just simple to understand. Good interest rate. Reviewed on: 10th February 2026

Having a biscuit account had changed the way I view...

Having a biscuit account had changed the way I view my expenses! I absolutely love how I can earn cashback from all my direct debits. It has helped me view my expenses way better than anything. Reviewed on: 10th February 2026

Zo easy, join in

Invited to join the Beta, it was already polished. The account meets my needs, superb. Reviewed on: 10th February 2026

The interest rate on savings is fantastic, I opened...

The interest rate on savings is fantastic, I opened a savings account and it told me I could open a regular savings account with an awesome interest rate, that has been featured on Martin Lewis. Reviewed on: 10th February 2026

Zopa is a very good bank

Zopa is a very good bank with good savings rates Reviewed on: 10th February 2026

Great company, fantastic service.

Great company, fantastic service. Can’t say enough. 6 stars if possible……. Reviewed on: 10th February 2026

Site easy to use & navigate.

Site easy to use & navigate. good rates. No issues Reviewed on: 10th February 2026

Great customer service , great product,very flexible

Great customer service , great product,very flexible Reviewed on: 10th February 2026

Good rates of interest on savings account.

Good rates of interest on savings account. One of the highest is the 7.1% which I have and the interest is paid monthly. Reviewed on: 10th February 2026

Quick and easy to set up and monthly pay outs for ca...

Quick and easy to set up and monthly pay outs for cash earned Reviewed on: 10th February 2026

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