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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service Good interest rates.

5
Excellent service Good interest rates. Easy to use app. Reviewed on: 10th February 2026

Very good customer service, good overall banking exp...

4
Very good customer service, good overall banking experience and excellent to save money Reviewed on: 10th February 2026

en excellent and efficient service.

5
Been excellent and efficient service. App very easy to understand and no problem with communication. Reviewed on: 10th February 2026

First of all, the card is very beautiful, and I like...

5
First of all, the card is very beautiful, and I like it very much. Secondly, the deposit interest rate of zopa is also very high. Reviewed on: 10th February 2026

Excellent customer service and great rates of interest

5
Excellent customer service and great rates of interest Reviewed on: 10th February 2026

Good and easy digital access.

5
Good and easy digital access. Very users friendly to navigate. Reviewed on: 10th February 2026

Zopa have been amazing in every department,very easy...

5
Zopa have been amazing in every department,very easy to communicate and outstanding customer service Reviewed on: 10th February 2026

Easy website to use, quick response to any questions

5
Easy website to use, quick response to any questions Reviewed on: 10th February 2026

Great online bank

5
Excellent interest rates . Easy to manage app. Reviewed on: 10th February 2026

It’s always a great experience when I interact with...

5
It’s always a great experience when I interact with customer service Reviewed on: 10th February 2026

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