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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent

Good interest savings rates and great web site. Reviewed on: 9th February 2026

The option of sitting aside some funds in cushion is...

The option of sitting aside some funds in cushion is incredible Reviewed on: 9th February 2026

Got no faults at all always a help if you...

Got no faults at all always a help if you need it Reviewed on: 9th February 2026

ZOPA Biscuit and Regular Saver

Great linked Regular Saver. Love the upcoming direct debits feature. Nice app design and having an in credit interest is good. The cashback on Direct Debits is appreciated. Reviewed on: 9th February 2026

Zopa takes the biscuit

Very good service and interest rates. Reviewed on: 9th February 2026

THE Greatest

Zopa goes where others would like to reach. Happy with the variety of products Zopa have and their accounts. Reviewed on: 9th February 2026

Good interest rates and really useful app

Good interest rates and regular savings pot. The app is great. Easy to use and clear to organise. Love that I can have multiple savings pots and it's easy to move money around and see the interest rates clearly Reviewed on: 9th February 2026

Easy to use and great products.

Easy to use and great products. Good interest rates, new features being introduced all the time which is great. Reviewed on: 9th February 2026

Good, quick and easy in transfer good cash back.

Good, quick and easy in transfer good cash back. Reviewed on: 9th February 2026

Excellent account

Excellent easy to use account with lots of added extras Reviewed on: 9th February 2026

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