Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
73% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Have no problem with this account

5
Have no problem with this account Reviewed on: 9th February 2026

Great customer service, app easy to use!

5
Great customer service, app easy to use! Reviewed on: 9th February 2026

Take the dunk worth it

5
Everything is easy and laid out really well I have been with them since launch and this is fast becoming my main banking app of choice Reviewed on: 9th February 2026

Wonderful service , Very good

4
Very good the customer service is good and they deal with queries quickly . Have had no reason to complain so far which is good Reviewed on: 9th February 2026

Easy to use, fast and reliable.

5
Easy to use, fast and reliable. Good customer service. Reviewed on: 9th February 2026

Your App is easy to understand and it’s personal are...

5
Your App is easy to understand and it’s personal are very affirmative and understandable for customer care technology Reviewed on: 9th February 2026

Great n easy setup, regular updates within the app

5
Great n easy setup, regular updates within the app Reviewed on: 9th February 2026

I'm very happy with zopa all ways they help me...

5
I'm very happy with zopa all ways they help me Reviewed on: 9th February 2026

Great experience, reliable and easy to use

5
Great experience, reliable and easy to use Reviewed on: 9th February 2026

Encourages me to save

5
So easy to use and great interest rates. Encourages me to save my money consistently because I want to access the higher interest rates every month. The ability to put my money into pots really helps me to organise my money and to plan my expenses Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
    View all products