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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

The service provided was excellent!

The service provided was excellent! Reviewed on: 9th February 2026

Easy peasy

Easy no hassle banking , how it should be. Reviewed on: 9th February 2026

Happy days

I'm always happy you always do what I hope for Reviewed on: 9th February 2026

I love Zopa amongst other banks.

I love Zopa amongst other banks. I get high interest rates on my deposits. Reviewed on: 9th February 2026

Excellent on line service very quick and easy to use

Excellent on line service very quick and easy to use Reviewed on: 9th February 2026

Very clear

Interest rates v clear. Accounts easy to use. Reviewed on: 9th February 2026

Zopa is a great bank, and offer a lot of products, a...

Zopa is a great bank, and offer a lot of products, all in one place which is great, Reviewed on: 9th February 2026

There saving interest rates are excellent.

There saving interest rates are excellent. Reviewed on: 9th February 2026

Day to day spending

Very satisfaied the best card i use all the time Reviewed on: 9th February 2026

Happy with overall experience app and more ..

I open with a credit card then got some other things with Zopa down loaded the app easy to use very pleased with how things have gone with them Reviewed on: 9th February 2026

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