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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fantastic app easy to use and simple

Fantastic app easy to use and simple Reviewed on: 9th February 2026

An overwhelming experience

It’s been really good experience since I had Zopa current account and with credit card as well it’s an overwhelming experience with them. Reviewed on: 9th February 2026

Love it, simple to use, also you get back each month.

Love it, simple to use, also you get back each month.. far better than nationwide Reviewed on: 9th February 2026

Excellent

Excellent service, recommend. The App needs a bit TLC. Reviewed on: 9th February 2026

Love Zopa.

Love Zopa. Great rates, great products and easy app Reviewed on: 9th February 2026

Zopa...fuss free service.

Zopa is a fuss free bank. No drama...just quick and easy service. Reviewed on: 9th February 2026

Concussive response to questions app and accounts wo...

Concussive response to questions app and accounts work as stated Reviewed on: 9th February 2026

So much easier used for anyone , has provided good c...

So much easier used for anyone , has provided good credit card e good app Reviewed on: 9th February 2026

Easy onboarding, good app, security check on a money...

Easy onboarding, good app, security check on a money transfer was great Reviewed on: 9th February 2026

Clear and simple

Zopa's products are always good value and easy to access. Rates are good and offers frequent and worthwhile. Not too many hoops to get the best rates. Reviewed on: 9th February 2026

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