Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great experience, reliable and easy to use

Great experience, reliable and easy to use Reviewed on: 9th February 2026

Encourages me to save

So easy to use and great interest rates. Encourages me to save my money consistently because I want to access the higher interest rates every month. The ability to put my money into pots really helps me to organise my money and to plan my expenses Reviewed on: 9th February 2026

The service provided was excellent!

The service provided was excellent! Reviewed on: 9th February 2026

Easy peasy

Easy no hassle banking , how it should be. Reviewed on: 9th February 2026

Happy days

I'm always happy you always do what I hope for Reviewed on: 9th February 2026

I love Zopa amongst other banks.

I love Zopa amongst other banks. I get high interest rates on my deposits. Reviewed on: 9th February 2026

Excellent on line service very quick and easy to use

Excellent on line service very quick and easy to use Reviewed on: 9th February 2026

Very clear

Interest rates v clear. Accounts easy to use. Reviewed on: 9th February 2026

Zopa is a great bank, and offer a lot of products, a...

Zopa is a great bank, and offer a lot of products, all in one place which is great, Reviewed on: 9th February 2026

There saving interest rates are excellent.

There saving interest rates are excellent. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black account
from NatWest 4.14 from 235 reviews
Student Current Account
from The Co-operative Bank 4.16 from 8 reviews
Current account
from thinkmoney 3.07 from 73 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub