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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great rates!

Great rates! Easy to use and supportive. Reviewed on: 9th February 2026

Excellent

From applying to use of the card & website has just been fantastic Reviewed on: 9th February 2026

They are just great.

Their services are seamless always. Reviewed on: 9th February 2026

So easy to use and a great way to save

So easy to use and a great way to save Reviewed on: 9th February 2026

Excellent service and great rates for savers

Excellent service and great rates for savers Reviewed on: 9th February 2026

Good security procedure, easy to use app nice produc...

Good security procedure, easy to use app nice product selection Reviewed on: 9th February 2026

Really easy to use app and great service

Really easy to use app and great service Reviewed on: 9th February 2026

Great card and service

Not had any problems at all great card and credit limit online account is a doddle Reviewed on: 9th February 2026

I use Zopa as my daily card, is very convenient to h...

I use Zopa as my daily card, is very convenient to have this amazing card. Reviewed on: 9th February 2026

Zopa is very reliable bank but can not provide ref...

Zopa is very reliable bank but can not provide ref link Reviewed on: 9th February 2026

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