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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very happy with the service very friendly and esey...

5
Very happy with the service very friendly and esey to transfer to account Reviewed on: 9th February 2026

Good savings account, good customer service, easy ap...

5
Good savings account, good customer service, easy app interface Reviewed on: 9th February 2026

Great interest on your money

4
Great for some interest on cash in current account and for savings interest! Reviewed on: 9th February 2026

Excellent Bank

5
Never had a problem with this bank, and they offer great interest rates. Reviewed on: 9th February 2026

Interest rates are excellent and customer service is...

5
Interest rates are excellent and customer service is fantastic. Reviewed on: 9th February 2026

Easy to use app and good interest rates

5
Easy to use app and good interest rates Reviewed on: 9th February 2026

Very easy to set up my account.

5
Very easy to set up my account. App simple to use. Good rates on savings. Reviewed on: 9th February 2026

I was scammed and I got the money back in...

5
I was scammed and I got the money back in my account Reviewed on: 9th February 2026

Zopa Biscuits account

5
I have nothing but praise for Zopa Biscuits account Reviewed on: 9th February 2026

Easy app to manoeuvre

5
Good interest rates. Easy app to manoeuvre. Upto date information. Amount of interest earned on a daily rate is a bonus. Great customer service Reviewed on: 9th February 2026

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