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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very, very easy to use and understand

Very, very easy to use and understand Reviewed on: 9th February 2026

Great App

Easy to use App. Clear crisp uncluttered interface. Reviewed on: 9th February 2026

Great rates.

Great rates. Easy to use App with clear transaction history. There can sometimes be a delay when transferring funds so keep that in mind Reviewed on: 9th February 2026

It’s been great very manageable and helpful from staff.

It’s been great very manageable and helpful from staff. Reviewed on: 9th February 2026

Everything has been smooth and no issues

Everything has been smooth and no issues Reviewed on: 9th February 2026

Easy peasy

Was easy to set up easy to navigate Reviewed on: 9th February 2026

The saving rate is the highest in the market which i...

The saving rate is the highest in the market which is great, however, i found that the app is not easy to use sometimes. Reviewed on: 9th February 2026

Great account.

Great account. Very easy. No fee. Reviewed on: 9th February 2026

Had absolutely no problems.

Had absolutely no problems. With anything I have done with Zopa Reviewed on: 9th February 2026

Super savings

Very straightforward, application process very simple. Happy customer Reviewed on: 9th February 2026

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