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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great App

Easy to use App. Clear crisp uncluttered interface. Reviewed on: 9th February 2026

Great rates.

Great rates. Easy to use App with clear transaction history. There can sometimes be a delay when transferring funds so keep that in mind Reviewed on: 9th February 2026

It’s been great very manageable and helpful from staff.

It’s been great very manageable and helpful from staff. Reviewed on: 9th February 2026

Everything has been smooth and no issues

Everything has been smooth and no issues Reviewed on: 9th February 2026

Easy peasy

Was easy to set up easy to navigate Reviewed on: 9th February 2026

The saving rate is the highest in the market which i...

The saving rate is the highest in the market which is great, however, i found that the app is not easy to use sometimes. Reviewed on: 9th February 2026

Great account.

Great account. Very easy. No fee. Reviewed on: 9th February 2026

Had absolutely no problems.

Had absolutely no problems. With anything I have done with Zopa Reviewed on: 9th February 2026

Super savings

Very straightforward, application process very simple. Happy customer Reviewed on: 9th February 2026

Very nice banking experience.

Very nice banking experience. Clear comms and easy to use app. Reviewed on: 9th February 2026

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