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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very nice banking experience.

Very nice banking experience. Clear comms and easy to use app. Reviewed on: 9th February 2026

I’ve been with the same bank since childhood and whe...

I’ve been with the same bank since childhood and when times were hard and I needed them I was made to feel so worthless. I found Zopa and haven’t looked back everything they do it thoughtful, genuine and you feel valued. Thankyou Reviewed on: 9th February 2026

Best online banking experience fully looking after y...

Best online banking experience fully looking after you and your money at every stage Reviewed on: 9th February 2026

Excellent with my card and love using it

Excellent with my card and love using it Reviewed on: 9th February 2026

I've never had any issues with this bank and my acco...

I've never had any issues with this bank and my account. The service has always been reliable and efficient. I appreciate the seamless experience I've had with them. It's comforting to know that my financial needs are well taken care of. I highly recommend this bank to anyone looking for a trustworthy financial partner. Reviewed on: 9th February 2026

I’m musician and give experience to people

I’m musician and give experience to people Reviewed on: 9th February 2026

Always easy to understand and excellent app

Always easy to understand and excellent app Reviewed on: 9th February 2026

Easy to use account very user friendly

Easy to use account very user friendly Reviewed on: 9th February 2026

Easy to use and save money, I love the fact that I c...

Easy to use and save money, I love the fact that I can have different buckets for different things. The interest rate is great. Reviewed on: 9th February 2026

Customer service are very helpfull

Customer service are very helpfull Reviewed on: 9th February 2026

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