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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

There is so much more then a credit card

There is so much more then a credit card Reviewed on: 9th February 2026

Essentially the best for any life style affordabilit...

Essentially the best for any life style affordability and just the best experience Reviewed on: 9th February 2026

Love the cash back on bills payments

Love the cash back on bills payments Reviewed on: 9th February 2026

Very good service 100% fab

Very good service excellent All ways good Reviewed on: 9th February 2026

The interest rates are very good.

The interest rates are very good. Reviewed on: 9th February 2026

Overall good customer service no issues at all with...

Overall good customer service no issues at all with my account Reviewed on: 9th February 2026

It’s easy to use the Zopa apps.

It’s easy to use the Zopa apps. The interest for the saving pot is better then other online bank Reviewed on: 9th February 2026

Lots of pots

I use zopa quite often their rates are competitive and I find the app easy to use. I like the idea that you can have several little pots Reviewed on: 9th February 2026

Great savings rate linked to my usual bank for easy...

Great savings rate linked to my usual bank for easy transfers Reviewed on: 9th February 2026

Help me a lot when I mostly needed

Help me a lot when I mostly needed Reviewed on: 9th February 2026

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