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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Help me a lot when I mostly needed

Help me a lot when I mostly needed Reviewed on: 9th February 2026

You can open one in 5 mins when u ring you ain’t wai...

You can open one in 5 mins when u ring you ain’t waiting long and tvey sort it out fast Reviewed on: 9th February 2026

Absoloutely love zopa they provide good insight into...

Absoloutely love zopa they provide good insight into their products and services Reviewed on: 9th February 2026

A good experience I recommend the zable card.

A good experience I recommend the zable card. Reviewed on: 9th February 2026

Top tier digital bank ,top shelf intrest rates paid...

Top tier digital bank ,top shelf intrest rates paid monthly .adding new products like investing . Would and have recommended to family and friends Reviewed on: 9th February 2026

Easy to sign up.

Easy to sign up. Nice saver account. Reviewed on: 9th February 2026

Interesting haven’t quite started yet, but will get...

Interesting haven’t quite started yet, but will get onto it as soon as I have the time Reviewed on: 9th February 2026

Great ! Zopa Application.

Great ! Very satisfied. All good. Reviewed on: 9th February 2026

Recently joined and never looked back!

Recently joined and never looked back! I have had a wonderful experience with Zopa, fantastic value for money and their customer service is second to none. I have had had my queries answered quickly and expertly. After this bank was recommended to me by a friend it's been smooth sailing, everything had been explained clearly even for a technology novice like me Reviewed on: 9th February 2026

Amazing new account.

Amazing new account. So easy to navigate the app and easy to set the account up. No issues at all. Love it. Highly recommend. Reviewed on: 9th February 2026

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