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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to open the account.

Easy to open the account. Simple to use the app Great interest rates Reviewed on: 9th February 2026

There is so much more then a credit card

There is so much more then a credit card Reviewed on: 9th February 2026

Essentially the best for any life style affordabilit...

Essentially the best for any life style affordability and just the best experience Reviewed on: 9th February 2026

Love the cash back on bills payments

Love the cash back on bills payments Reviewed on: 9th February 2026

Very good service 100% fab

Very good service excellent All ways good Reviewed on: 9th February 2026

The interest rates are very good.

The interest rates are very good. Reviewed on: 9th February 2026

Overall good customer service no issues at all with...

Overall good customer service no issues at all with my account Reviewed on: 9th February 2026

It’s easy to use the Zopa apps.

It’s easy to use the Zopa apps. The interest for the saving pot is better then other online bank Reviewed on: 9th February 2026

Lots of pots

I use zopa quite often their rates are competitive and I find the app easy to use. I like the idea that you can have several little pots Reviewed on: 9th February 2026

Great savings rate linked to my usual bank for easy...

Great savings rate linked to my usual bank for easy transfers Reviewed on: 9th February 2026

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