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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I haven’t had a problem with Zopa.

I haven’t had a problem with Zopa. Personally it’s been my best experience with banking Reviewed on: 9th February 2026

Recommend

Easy to use and products give value for money. Reviewed on: 9th February 2026

Great app to use, clear, concise and straight forward!

Great app to use, clear, concise and straight forward! Great interest rates too! Reviewed on: 9th February 2026

Personal help on a fraud on my account

I found zopa to be extremely sensitive to my case and worked on it so fast , i cannot fault them for the help and service. Extremely Satisfied Reviewed on: 9th February 2026

All you could want

Good interest rates, instant transfers, quick communication when required. All you you could want Reviewed on: 9th February 2026

Nice and easy!.

Easy to open account and app makes reviewing simple and efficient. Notifications of any changes and updates re interest etc so overall I find better than my old provider Reviewed on: 9th February 2026

Clear interface all good so far

Clear interface. Limited opportunity to test boundaries of service but all good so far Reviewed on: 9th February 2026

Amazing Customer Service

Great service. Great interest rates. Great for communication Reviewed on: 9th February 2026

Easy to use, great service and app.

Easy to use, great service and app. Reviewed on: 9th February 2026

Anazing app, best bank ever, has in app ai, customer...

Anazing app, best bank ever, has in app ai, customer service is quite fast Reviewed on: 9th February 2026

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