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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great app to use, clear, concise and straight forward!

Great app to use, clear, concise and straight forward! Great interest rates too! Reviewed on: 9th February 2026

Personal help on a fraud on my account

I found zopa to be extremely sensitive to my case and worked on it so fast , i cannot fault them for the help and service. Extremely Satisfied Reviewed on: 9th February 2026

All you could want

Good interest rates, instant transfers, quick communication when required. All you you could want Reviewed on: 9th February 2026

Nice and easy!.

Easy to open account and app makes reviewing simple and efficient. Notifications of any changes and updates re interest etc so overall I find better than my old provider Reviewed on: 9th February 2026

Clear interface all good so far

Clear interface. Limited opportunity to test boundaries of service but all good so far Reviewed on: 9th February 2026

Amazing Customer Service

Great service. Great interest rates. Great for communication Reviewed on: 9th February 2026

Easy to use, great service and app.

Easy to use, great service and app. Reviewed on: 9th February 2026

Anazing app, best bank ever, has in app ai, customer...

Anazing app, best bank ever, has in app ai, customer service is quite fast Reviewed on: 9th February 2026

I opened my account in January, simple to follow pro...

I opened my account in January, simple to follow process, great layout in terms of information presentation and top interest return on savings account Reviewed on: 9th February 2026

Easy to use bank, very simple and straight forward t...

Easy to use bank, very simple and straight forward to use the app. Reviewed on: 9th February 2026

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