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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Invested so I could get a high interest rate for a s...

Invested so I could get a high interest rate for a short while, but it is capped of course Reviewed on: 9th February 2026

Top notch , the interface is simple to understand

Top notch , the interface is simple to understand Reviewed on: 9th February 2026

Absolutely excellent quality bank

Absolutely excellent quality bank Reviewed on: 9th February 2026

Zopa is so easy to use and understand.

Zopa is so easy to use and understand. All of my transaction request have been processed extremely efficiently. The interest rates that Zopa offer are extremely competitive in relation to the High Street banks. Reviewed on: 9th February 2026

Easy to use app and customer care is excellent.

Easy to use app and customer care is excellent. Had a previous issue regarding access and this was resolved very quickly Reviewed on: 9th February 2026

This has been the most positive experience I have ha...

This has been the most positive experience I have had with a bank Reviewed on: 9th February 2026

Great app, fantastic linked saver.

Great app, fantastic linked saver. Reviewed on: 9th February 2026

Simply the best account in the current financial mar...

Simply the best account in the current financial market Reviewed on: 9th February 2026

Fantastic experience, really helpful and reliable

Fantastic experience, really helpful and reliable Reviewed on: 9th February 2026

The best banking app ad bank I have ever had

The best banking app ad bank I have ever had Reviewed on: 9th February 2026

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